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** Just News
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for September 23, 2021
News and views from the National Community Reinvestment Coalition. Find more at ncrc.org. For continuous updates, follow us on Twitter ([link removed]) , Facebook ([link removed]) and Instagram ([link removed]) .
** Field Notes
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COVID Creative Placemaking
By Karen Kali
As entire communities across the country process significant loss and community-level trauma, purposeful public art, which is the essence of responsive creative placemaking, is popping up all around the country, even in the age of social distancing. Community and third spaces are transforming to offer opportunities for grieving, reflection, beauty and advocacy. [Read more ([link removed]) ]
In Memorium: Remembering Alan Fisher, Founding Executive Director Of The California Reinvestment Coalition
By NCRC
Alan Fisher, founding director of the California Reinvestment Coalition, died Thursday, September 16, 2021, surrounded by family, following a hard-fought battle with cancer. In the world of housing and economic justice, Alan was a titan who advocated for working-class families, communities of color, and small-business owners. [Read more ([link removed]) ]
** Policy
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Social Determinants of Health Caucus – Request for Information Letter
NCRC applauds the creation of this important caucus in Congress at a time when the vast majority of communities across the country have been and continue to be deeply impacted by the COVID-19 pandemic. The health disparities we are seeing now have been a part of communities for some time, with the pandemic bringing to the forefront these deep-seated issues. Zip codes should not be indicators of health outcomes. [Read more ([link removed]) ]
CRA Regulations, Examination Procedures Should Include Explicit Focus On Race
Not only is it feasible, it is also constitutional to add a robust consideration of race to the requirements of the Community Reinvestment Act (CRA), a new report argues. [Read more ([link removed]) ]
** Research
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Racial Wealth Snapshot: Latino Americans
By Dedrick Asante-Muhammad, Alexandra Perez and Jamie Buell
Latinos have the lowest attainment of bachelor’s degrees or higher of the major racial/ethnic groups in the United States. According to US Census Bureau 2020 Current Population Survey’s Annual Social and Economic Supplements, only about 20% of Latinos aged 25 years or older had a bachelor’s degree or higher. In contrast, 41% of Whites, 28% of African Americans and 61% of Asian Americans had a bachelor’s degree or higher. [Read more ([link removed]) ] [View Infographic ([link removed]) ]
** Resources
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A DC Hub for Nonprofits, Events and Work
The new Just Economy Club in DC, housed on the 3rd floor of NCRC’s headquarters at 740 15th St. NW, is designed for social sector nonprofits and events. It’s in the historic Union Trust building at 15th and H Streets, just around the corner from The White House. [Read more ([link removed]) ]
Browse Our Collection of Research and Reports
We have an extensive library of research and reports that dates back many years; now available in one convenient location! [View all ([link removed]) ]
Browse Our Collection of Racial Wealth Snapshots
Over the past two years, NCRC has put together a catalog of Racial Wealth Snapshots. [View all ([link removed]) ]
Sign and Share the Just Economy Pledge
Our economic and social fractures were devastating before COVID, and the pandemic was a painful reminder that inequality isn’t simply about how much stuff you have. It’s about life and death. [Read more ([link removed]) ]
Forum & Hub
NCRC members: Don't forget you have access to our forum ([link removed]) and member hub ([link removed]) ! Learn more about membership here ([link removed]) . You can join as an organization or an individual ([link removed]) .
2021 Fair Lending Tool
Use our interactive tool to produce a report on mortgages, small business lending and bank branch networks for any city, county or metro area in the nation. [Access the tool here] ([link removed])
NCRC COVID-19 Resource Page
We've compiled and are updating an index of COVID-19 resources for communities, small businesses, individuals and organizations that serve them, such as housing counseling agencies. [Read more] ([link removed])
TreasureCRA Page
CRA will be essential for COVID-19 economic recovery in the communities hardest hit by the pandemic. Use the tools on this page to reach your friends and local leaders. [Read more] ([link removed])
** In the News
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For Banks, Digital Transformation Is an Opportunity, Not a Threat
By Gerrard Schmid, International Banker
The financial industry is undergoing a sweeping transformation due largely to changing expectations and preferences among consumers. The National Community Reinvestment Coalition reported a 5.13-percent loss of bank branches in the United States between 2017 and the third quarter of 2020. [Read more ([link removed]) ]
With Federal Relief Past, Experts Fear a Surge in Foreclosures in CT
By Mary Katherine Wildeman and Ginny Monk, The Milford Mirror
"If I haven’t paid my mortgage in three months, I’m not going to be able to pay that kind of money. I don’t think a lot of homeowners can,” said Jason Richardson, director of research and evaluation for the National Community Reinvestment Coalition. [Read more ([link removed]) ]
Data Shows Poor Communities of Color in SoCal Impacted Most by Bank Closures
By Carlos Granda and Grace Manthey, ABC7.com
Low-income, high-minority areas of L.A. County saw a 12% drop in banks between 2017 and 2020. It's a scene happening across the country. According to a report by the National Community Reinvestment Coalition, over 13,000 bank branches closed in the U.S. between 2008 and 2020, representing 14% of all branches. [Read more ([link removed]) ]
** On Our Radar
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Black and Latino Homeowners Are About Twice as Likely as Whites to Get Low Appraisals
By Frederic J. Brown, AP
Home appraisers are more likely to undervalue homes in Black and Latino areas than those in white ones, a new report by Freddie Mac has found. [Read more ([link removed]) ]
A Family, a Dream and a Season of Fear
By Corina Knoll, The New York Times
Than Than Htwe and her husband moved to America in hopes of better opportunity for their son. They were greeted with violence instead. [Read more ([link removed]) ]
‘The Future Is Raising its Voice’: A Dire Mood at UN Meeting
By Edith M. Lederer, AP News
Racism, climate change and worsening divisions among nations and cultures topped the agenda Wednesday as leaders from China to Costa Rica, from Finland to Turkey to the United Nations itself outlined reasons why the world isn’t working as it should — and what must be done quickly to fix it. Said one country’s president: “The future is raising its voice at us.” [Read more ([link removed]) ]
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