For many retirees, the biggest financial question isn’t about the market—it’s about the house payment.

Should you wipe out the mortgage before retiring, or keep a low-rate loan and invest the cash instead?

The right answer can mean either peace of mind or more monthly flexibility.

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Poll Of The Day

Do you plan to enter retirement with your mortgage fully paid off?

Yes
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No
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Unsure
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Fun Fact Of The Day

Studies show retirees without mortgage payments need 20–25% less monthly income to maintain the same lifestyle as those still making housing payments.

American Retirement Insider

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