For many retirees, the biggest financial question isn’t about the market—it’s about the house payment.

Should you wipe out the mortgage before retiring, or keep a low-rate loan and invest the cash instead?

The right answer can mean either peace of mind or more monthly flexibility.


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Poll Of The Day

Do you plan to enter retirement with your mortgage fully paid off?

Yes

No

Unsure


Fun Fact Of The Day

Studies show retirees without mortgage payments need 20–25% less monthly income to maintain the same lifestyle as those still making housing payments.



American Retirement Insider

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