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** Just News
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for April 8, 2020

News and views from the National Community Reinvestment Coalition. Find more at ncrc.org. For continuous updates, follow us on Twitter ([link removed][UNIQID]) and Facebook ([link removed][UNIQID]) .


** Urgent
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Today is the last day to submit your comment on the proposed changes to Community Reinvestment Act rules.
* Find samples and instructions ([link removed][UNIQID])
* Read NCRC's comment ([link removed][UNIQID])
* Today in American Banker: This is no time for CRA reform ([link removed][UNIQID])


** News
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Small Businesses Need More From Congress And Agencies In COVID-19 Emergency Funding
The $2 trillion federal stimulus plan enacted late last month to help businesses and individuals impacted by the COVID-19 pandemic is already overwhelmed and falling short. [Read more] ([link removed][UNIQID])

NCRC, Democracy Forward Sue Trump Administration For Withholding Data On Proposed Weakening Of Community Reinvestment Act Protections
Today, the National Community Reinvestment Coalition (NCRC), represented by Democracy Forward, sued the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) for failing to locate and produce records and analysis that the Trump Administration relied on for its proposed revisions to the Community Reinvestment Act (CRA) regulations. [Read more] ([link removed][UNIQID])


** Views
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Only The 1% Will Survive COVID-19 Pandemic Intact
This virus is going to hurt our most vulnerable populations the most. It will also have significant impacts on the middle class. Only the 1% is going to survive this pandemic intact. [Read more] ([link removed][UNIQID])

A Trillion In Prevention
The United States will withstand the coronavirus, but the public in the wealthiest nation in the world cannot continue to be one crisis away from economic collapse. [Read more] ([link removed][UNIQID])

#AfterThis: A Virtual Hug
Here's something new and different from NCRC to encourage hope, creativity and a Just Economy: afterth.is ([link removed][UNIQID]) . #AfterThis is an online festival of ideas and art. [Read more] ([link removed][UNIQID])


** Field Notes
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Moment Of Trust: How Healthcare Professionals And Systems Can Advance Health Equity
Health inequities in the United States have seemingly been exacerbated during the recent coronavirus outbreak. [Read more] ([link removed][UNIQID])

Learning From COVID-19 About Community-Led Change
The environment we now find ourselves in is ripe for learning about inclusive community-led change. [Read more] ([link removed][UNIQID])

Spreading Like A Virus: Xenophobia, Racism And COVID-19
When the coronavirus first began to spread widely across the world, anti-Asian sentiments soon began to follow. [Read more] ([link removed][UNIQID])


** Research
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COVID-19 Hits Black And Hispanic Businesses Hardest Of All
We already know that Black and Hispanic-owned small businesses are severely under-represented in communities, and the COVID-19 pandemic will likely damage these businesses especially hard. [Read more] ([link removed][UNIQID])

The CRA Evaluation Measures Would Allow Banks To Relax Their Retail Lending To LMI Borrowers And Communities
NCRC found that the use of a CRA evaluation measure as proposed by the agencies would likely result in lower percentages of retail loans to borrowers and communities with LMI. [Read more] ([link removed][UNIQID])


** Resource
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NCRC COVID-19 Resource Page
We've compiled and are updating an index of COVID-19 resources for communities, small businesses, individuals and organizations that serve them, such as housing counseling agencies. [Read more] ([link removed][UNIQID])


** NCRC In The News
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Will Federal Regulators Gut Community Development Under Cover Of COVID?
With critical protections at risk, community groups including NCRC push for a 6-month moratorium in rulemaking to stave off changes to the Community Reinvestment Act. [Nonprofit Quaterly] ([link removed][UNIQID])

Activists Push For Further Eviction Moratoriums
According to Jesse Van Tol, the CEO of the National Community Reinvestment Coalition, a blanket national halt to evictions and foreclosures would help policymakers get ahead of any uptick in delinquencies and defaults, preventing the government form “reacting to it and playing catch-up.” [DSNews] ([link removed][UNIQID])

Essay: Amid COVID Crisis, Trump Moves To Quietly Gut Laws Against Racist Lending
The Trump Administration is poised to weaken a civil rights-era law meant to guard against discriminatory lending. [WHYY] ([link removed][UNIQID])


** On Our Radar
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The Revolution Is Under Way Already
Far from making Americans crave stability, the pandemic underscores how everything is up for grabs. [The Atlantic] ([link removed][UNIQID])

Early Data Shows African Americans Have Contracted And Died of Coronavirus At An Alarming Rate
No, the coronavirus is not an “equalizer.” Black people are being infected and dying at higher rates. Here’s what Milwaukee is doing about it — and why governments need to start releasing data on the race of COVID-19 patients. [ProPublica] ([link removed][UNIQID])

Big Banks Took 'Free Money’ In 2008. They’re Turning Their Backs Now On Small Businesses, SBA Official Says
“What they are saying is ‘I don’t give ... a hoot about the small businesses,’ " one SBA district director said in a candid call with business owners. [Washington Post] ([link removed][UNIQID])

Webinars
* April 9, 2020 | Rental in the Time of Corona Virus ([link removed][UNIQID])
* April 10, 2020 | SBA Paycheck Protection Program ([link removed][UNIQID])
* April 14, 2020 | Bank Brach Closure Report - January & February ([link removed][UNIQID])
* April 15, 2020 | Fair lending report ([link removed][UNIQID])


Jobs
We are always looking for talented people.

Click here to see job openings. ([link removed]〈=en_US)

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