[ [link removed] ]Ayanna Pressley for congress

This month, millions of people are making
their first student loan payment in over three years. And we have
Republicans to blame for resuming payments.

I am not
letting up on this fight for a minute because broad-based student debt
cancellation is essential. The student debt crisis is an economic justice
issue, a gender justice issue, and a crisis for Black America.

While I’m encouraged by President Biden’s recent action to cancel $9
billion in student loan debt, it needs to go further. We need to fight for
tuition-free college and invest in higher education as the public good
that it is. And we need to keep the pressure on the Biden-Harris
Administration to make good on their promise of broad-based student debt
cancellation and deliver sorely needed financial relief to millions of
people.

I know it
is gutting to be a borrower sitting on hold with a loan servicer right now
as you try to figure out your options. As payments resume, many folks are
understandably in a panic. That’s why I’m sharing some tools that are
available now to help borrowers navigate their options:

* [ [link removed] ]Saving on A Valuable Education (SAVE) program: this new program
under the Department of Education could cap the interest on your loans
and reduce your monthly payments depending on your income.
* [ [link removed] ]Public Service Loan Forgiveness (PSLF) program: this program is for
people who work in public service in federal, state, tribal, or local
government, or for a non-profit organization.
* [ [link removed] ]Income-Driven Repayment (IDR) programs: there are four types of
income-driven repayment plans that you may be eligible for, and you
can figure out which of these plans is best for you by using this
[ [link removed] ]loan simulator.
* [ [link removed] ]There is a 12-Month On-Ramp Period: while payments resumed on
October 1st, there is a temporary on-ramp period through Sept. 30,
2024, which protects borrowers from having a missed payment or
delinquency reported to credit reporting agencies.
* All of these resources, and more, are available at [ [link removed] ]StudentAid.gov.

[ [link removed] ]If
you are impacted by the student debt crisis, I want to hear from you.
Please fill out this form here to tell me your story and share what
student debt cancellation would mean for you.

I know that student debt cancellation can change and save lives, and I’m
not letting up for a minute.

Yours in service,

Ayanna





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