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Center for Responsible Lending

47 Messages

  Center for Responsible Lending · [email protected]
December 28, 2023 at 3:20 PM

Together for Economic Equality: Your Support Matters

  Dear friend, CRL has achieved significant milestones in 2023. As we look to 2024 to continue our fight against harmful financial practices, we rely on the generosity of supporters like you. Your contribution enables us to cha…
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  Center for Responsible Lending · [email protected]
December 19, 2023 at 5:31 PM

Support Research-Driven Policy Advocacy Today!

  Dear friend, Research lies at the heart of the Center for Responsible Lending's (CRL) mission, shaping policy decisions that directly impact the financial well-being of individuals and communities. Our in-depth research not o…
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  Center for Responsible Lending · [email protected]
December 14, 2023 at 5:33 PM

Advocate Today for Consumer Protections

  Dear friend, At CRL, our mission is to promote financial fairness and economic opportunity for all, end predatory lending, and close the racial wealth gap. Payday, car-title, and similar high-cost loans, typically with intere…
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  Center for Responsible Lending · [email protected]
December 12, 2023 at 3:33 PM

Protect Student Loan Borrowers Today!

  Dear friend, For years, CRL has been a leader in advocating for student debt cancellation. The Supreme Court decision in June, striking down the Biden administration's student debt forgiveness plan, has created confusion and …
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  Center for Responsible Lending · [email protected]
December 5, 2023 at 3:50 PM

Join Us in the Fight for Economic Justice!

  Dear friend, At CRL, we are committed to delivering non-partisan research, analysis, and advocacy to ensure financial fairness and economic opportunity for all. Significant challenges remain in the fight against predatory len…
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  Center for Responsible Lending · [email protected]
November 30, 2023 at 6:56 PM

Happy Holidays from the Center for Responsible Lending

  Dear friend, We wish you and your family joy and happiness throughout the holiday season and we send our heartfelt thanks to each of you for helping us along the way as we continue to collaborate on our important work in 2…
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  Center for Responsible Lending · [email protected]
November 28, 2023 at 3:35 PM

Stand with CRL on Giving Tuesday

  Dear friend, How can you positively impact the economic well-being and life outcomes of those who are underrepresented? In celebration of #GivingTuesday, today people across the world come together to support the causes …
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  Mike Calhoun · [email protected]
November 21, 2023 at 4:30 PM

Appreciation for Your Support

  Dear friend, As we look back on 2023, I want to express our team’s profound gratitude for your commitment to our important work to promote financial fairness and economic opportunity for all, end predatory lending, and close …
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  Center for Responsible Lending · [email protected]
February 6, 2023 at 7:42 PM

Fighting Regulatory Loopholes That Disadvantage Consumers

Welcome to our Impact Report which chronicles CRL successes made at executive, regulatory, and state levels.  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ …
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  Center for Responsible Lending · [email protected]
December 31, 2022 at 5:02 PM

Join a Community of Advocates

  Dear friend, At CRL, we are filled with gratitude knowing that we are backed by an incredible community of donors who make our work possible. Without supporters like you, we would not be able to continue fighting for a fair a…
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  Sarah Ludwig · [email protected]
December 30, 2022 at 2:02 PM

Stand Up for Workers and Families

  Dear friend, The need for change in our financial systems has never been clearer. Skyrocketing inflation rates have American families backed into a corner. Predatory lenders remain all too eager to offer…
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  Center for Responsible Lending · [email protected]
December 29, 2022 at 4:01 PM

The Promise of Financial Security through Higher Education

  Dear friend, 2022 was a historic year for student loan borrowers with the Biden Administration’s announcement that all borrowers earning less than $125,00 per year would receive $10,000 of federal student loan debt cancellati…
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  Center for Responsible Lending · [email protected]
December 27, 2022 at 4:01 PM

Policy Decisions Backed by Research

  Dear friend, Research is a critical component of CRL’s work. It informs the policy decisions that we endorse and helps us make the case for policy recommendations to legislators and other key decision makers. Hear more about …
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  Andrew Kushner · [email protected]
December 21, 2022 at 3:01 PM

Advocating for Consumers in California and Beyond

  Dear friend, I am Andrew Kushner, a policy counsel on CRL’s state team based in our Oakland, California office. My commitment to a public interest legal career is what brought me to CRL in early 2022. …
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  Center for Responsible Lending · [email protected]
December 19, 2022 at 7:40 PM

Happy Holidays from the Center for Responsible Lending

  Dear friend, We wish you a peaceful and healthy 2023! As this year comes to a close, we send our heartfelt thanks to each of you for helping us along the way as we collaborate on our important work. Sincerely, Mike Ca…
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  Center for Responsible Lending · [email protected]
December 13, 2022 at 4:57 PM

Financial Fairness for All

  Dear friend, At CRL, our mission is to promote financial fairness and economic opportunity for all, end predatory lending, and close the racial wealth gaps. Learn more about how we’re working toward that and how you can help …
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  Center for Responsible Lending · [email protected]
December 7, 2022 at 1:50 PM

You’re invited to the 2002 Sustainers Club!

  Dear friend, We’re excited to share with you a new opportunity to fight for financial inclusion and economic opportunity alongside CRL. The 2002 Sustainers Club, named for our founding year, celebrates our most dedicated supp…
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  Center for Responsible Lending · [email protected]
November 29, 2022 at 2:05 PM

Happy #GivingTuesday!

  Dear friend, In celebration of #GivingTuesday, today people across the world come together to support their communities through giving. #GivingTuesday is an opportunity to stand together in unity⁠⁠—by using your individual po…
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  Mike Calhoun · [email protected]
November 23, 2022 at 3:30 PM

Thank You for an Outstanding Year

  Dear friend, On behalf of the Center for Responsible Lending, I want to extend our sincere gratitude for your support throughout 2022. Thank you for standing alongside us this year as we worked to promote financial fairness a…
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  Center for Responsible Lending · [email protected]
November 9, 2022 at 7:51 PM

Biden Administration Delivers Student Debt Relief, Echoing Americans’ Sentiments

Welcome to our Impact Report which chronicles CRL successes made at executive, regulatory, and state levels.  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ …
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  Center for Responsible Lending · [email protected]
April 13, 2022 at 7:10 PM

Boldly Moving Forward

CRL this year will commemorate and celebrate the 20th anniversary of our founding in 2002. You will see us look back on some past successes, but more importantly, you will hear how we plan to boldly move ahead into the future to create financial fairness, end predatory lending, and close the racial …
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  Center for Responsible Lending · [email protected]
February 8, 2022 at 5:03 PM

Reflections on Recent Achievements

  February 2022 Dear friend, Over the course of nearly 20 years, the compelling case for CRL’s recommended policy solutions has mobilized consumer advocates, engaged state and federal elected officials, and influenced regulat…
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  Yasmin Farahi · [email protected]
December 31, 2021 at 3:05 PM

Help Us Protect Family Wealth in 2022

  Dear friend, As 2021 comes to a close, we are gearing up for a new year of fighting for reasonable policies that protect financially vulnerable families and communities. Too often these are the people targeted by predatory le…
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  Center for Responsible Lending · [email protected]
December 30, 2021 at 7:00 PM

Happy Holidays from the Center for Responsible Lending

  Dear friend, As 2021 comes to a close, we rededicate ourselves to our important work and send thanks to each of you for helping us along the way. We wish you a healthy and peaceful 2022! Sincerely, Mike Calhoun, Presid…
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  Demarcus Andrews · [email protected]
December 29, 2021 at 5:00 PM

Student Debt Fuels the Racial Wealth Gap

  Dear friend, The United States is facing an unprecedented crisis in the form of student loan debt, with a national student debt burden of approximately $1.7 trillion. Borrowers are often saddled with monthly payments so high …
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  Charla Rios · [email protected]
December 21, 2021 at 7:59 PM

20 Years of Protecting Consumers

  Dear friend, In January 2019, I joined the Center for Responsible Lending (CRL) as a researcher and consumer advocate against predatory high-cost lending. I had an interest in growing my ability to practice applied research f…
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  Jared Pone · [email protected]
December 16, 2021 at 5:50 PM

Advocating for HBCU Student Borrowers

  Dear friend, I am Jared Pone, a policy counsel on CRL’s state team based in our Durham, NC office. As a recent hire at CRL, I have not yet entered my first state legislative session, but I have already felt the impact of our …
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  Center for Responsible Lending · [email protected]
December 13, 2021 at 5:46 PM

Help Us Close the Racial Wealth Gap

  Dear friend, The racial wealth gap in America today is staggering, with the median white household holding nearly eight times the wealth of the median Black household. The past two years have made this inequity even more glar…
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  Center for Responsible Lending · [email protected]
November 24, 2021 at 4:17 PM

With Gratitude from CRL

  Dear friend, On behalf of the Center for Responsible Lending, I want to extend our sincere gratitude for your support over the past year. Thank you for standing alongside us as we fight for an inclusive and fair economy that …
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  Center for Responsible Lending · [email protected]
October 28, 2021 at 3:48 PM

TODAY - Black America: Examining the HBCU Student Debt Experience

We'll highlight the experiences of Black student loan borrowers from Historically Black Colleges and Universities (HBCUs)... ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌…
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  Center for Responsible Lending · [email protected]
October 27, 2021 at 6:48 PM

Register Now - Black America: Examining the HBCU Student Debt Experience

We'll highlight the experiences of Black student loan borrowers from Historically Black Colleges and Universities (HBCUs)... ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌…
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  Center for Responsible Lending · [email protected]
October 26, 2021 at 7:40 PM

Webinar - Black America: Examining the HBCU Student Debt Experience

We'll highlight the experiences of Black student loan borrowers from Historically Black Colleges and Universities (HBCUs)... ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌…
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  Marisabel Torres · [email protected]
December 31, 2020 at 3:59 PM

Help Us Write a New Chapter

Help Us Write a New Chapter Dear Friend, As the year comes to a close, we are looking forward with hope to a new year and a renewed commitment to essential consumer protections. Without the help and support of donors like you, we would not be in the strong posi…
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  Martin Eakes · [email protected]
December 29, 2020 at 6:59 PM

Make a Gift to CRL Today

Make a Gift to CRL Today Dear Friend, On behalf of all of us here at Self-Help, let me begin this message by wishing you peace and wellbeing at the end of a tough year. Our country faced and continues to face many crises, crises that have long-term repercussion…
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  Mike Calhoun · [email protected]
December 22, 2020 at 6:59 PM

Happy Holidays from the Center for Responsible Lending

Happy Holidays from the Center for Responsible Lending   With all that has transpired in 2020, we are especially thankful for the work we get to do every day. Wishing You the Best in 2021! Sincerely, Mike Calhoun, President  And the entire staff of the Cent…
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  Amy Domini · [email protected]
December 21, 2020 at 4:44 PM

Help Us Protect Vulnerable Families

Help Us Protect Vulnerable Families We may not have had the pleasure of meeting – I am a new member of the board of directors here at the Center for Responsible Lending. Dear Friend, I hope you and your family are safe and well. We may not have had the pleasur…
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  Team CRL · [email protected]
December 16, 2020 at 5:59 PM

WATCH: Confronting the Student Debt Crisis

WATCH: Confronting the Student Debt Crisis Dear Friend, The student debt crisis is $1.7 trillion and growing. Affecting 45 million Americans and disproportionately impacting people of color, it requires big, bold action to confront and solve. Watch our Federal …
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  Nikitra Bailey · [email protected]
December 10, 2020 at 3:29 PM

Protect Economically Vulnerable Communities

Protect Economically Vulnerable Communities Dear Friend, Structural discrimination left Black and brown families and communities more vulnerable leading into the Great Recession, and the inadequate response to it left them worse off. Today, our financial and he…
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  Hannah Hawley · [email protected]
December 1, 2020 at 4:44 PM

Celebrate #GivingTuesday!

Celebrate #GivingTuesday! We are deeply thankful as well to the civil rights activists who are leading the way to a more equitable future. Dear Friend, Welcome to the most generous day of the year! Today on #GivingTuesday, we ask that you support a fair and in…
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  Mike Calhoun · [email protected]
November 24, 2020 at 3:00 PM

With Gratitude from CRL

With Gratitude from CRL We are deeply thankful as well to the civil rights activists who are leading the way to a more equitable future. Dear Friend, Amid all the challenges 2020 has presented, one thing is certain: we’ve needed to lean on each other more than…
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  The Center for Responsible Lending · [email protected]
April 1, 2020 at 3:59 PM

COVID-19: Full Relief for Working Families is the Highest Concern

COVID-19: Full Relief for Working Families is the Highest Concern Read the new issue of CRL's newsletter for the latest updates in the fight against abusive financial practices Spring 2020 As the nation faces COVID-19, relief for low and moderate income f…
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  Mike Calhoun · [email protected]
December 27, 2019 at 8:30 PM

Our 2020 Commitment

Our 2020 Commitment This past year was filled with many challenges and threats, but through it all the staff of the Center for Responsible Lending persisted Our 2020 Commitment This past year was filled with many challenges and threats, but through it all the …
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  Mike Calhoun · [email protected]
December 23, 2019 at 5:15 PM

Happy Holidays from the Center for Responsible Lending

Happy Holidays from the Center for Responsible Lending   Wishing you and your family a joyous and peaceful 2020! Sincerely, Mike Calhoun, President  And the entire staff of the Center for Responsible Lending   The Center for Responsible Lending (CRL) is a…
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  Kiran Sidhu · [email protected]
December 11, 2019 at 8:30 PM

Reflecting on our work

Reflecting on our work My co-workers and I at the Center for Responsible Lending have been devoting time to reflecting on our work My co-workers and I at the Center for Responsible Lending have been devoting time to reflecting on our work - how we can best…
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  Debbie Goldstein · [email protected]
November 21, 2019 at 5:45 PM

Stand with Us in 2020

Stand with Us in 2020 View this email in your browser Here at the Center for Responsible Lending, we are fueled by the belief that everyone deserves an opportunity to gain economic security and that financial services should provide a fair…
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  The Center for Responsible Lending · [email protected]
October 24, 2019 at 5:01 PM

"This crisis will shape the lives of millions of borrowers and the health of our economy for decades to come.”

"This crisis will shape the lives of millions of borrowers and the health of our economy for decades to come.” Fall 2019 In this issue we explore solutions to the worsening student loan crisis, the profound dangers of housing discrimination, and mark the a…
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  Lisa Stifler · [email protected]
July 18, 2019 at 6:55 PM

Take Action: Share A Student Loan Story

Take Action: Share A Student Loan Story View this email in your browser Dear Coalition Supporters, Student loan debt is at an all-time high. The Center for Responsible Lending (CRL) is working on collecting stories from student l…
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