Mike Calhoun · [email protected]

November 21, 2024 at 8:47 PM

Help Us Build a Financially Fair Future for Everyone

Email Newsletter Dear friend, As we look back on 2024, I want to express our profound gratitude for your commitment to improving the financial lives of millions of Americans. The Center for Responsible Lending believes in a just society with a fair financial system and economic opportunit…

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  Andrew Kushner · [email protected]

April 8, 2024 at 5:50 PM

CRL Webinar Tomorrow - New CRL Report Reveals Large Hidden Costs of Earned Wage Advance Apps

  Join the Center for Responsible Lending’s (CRL) Research Team on April 9 at 3pm ET / noon PT to discuss the key findings in CRL’s new research report Not Free: The Large Hidden Costs of Small-Dollar Loans Made Through Cash Adva…

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  Andrew Kushner · [email protected]

April 3, 2024 at 7:10 PM

CRL Webinar Apr 9 - New CRL Report Reveals Large Hidden Costs of Earned Wage Advance Apps

  Join the Center for Responsible Lending’s (CRL) Research Team on April 9 at 3pm ET / noon PT to discuss the key findings in CRL’s new research report Not Free: The Large Hidden Costs of Small-Dollar Loans Made Through Cash Adva…

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  Center for Responsible Lending · [email protected]

December 28, 2023 at 3:20 PM

Together for Economic Equality: Your Support Matters

  Dear friend, CRL has achieved significant milestones in 2023. As we look to 2024 to continue our fight against harmful financial practices, we rely on the generosity of supporters like you. Your contribution enables us to cha…

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  Center for Responsible Lending · [email protected]

December 19, 2023 at 5:31 PM

Support Research-Driven Policy Advocacy Today!

  Dear friend, Research lies at the heart of the Center for Responsible Lending's (CRL) mission, shaping policy decisions that directly impact the financial well-being of individuals and communities. Our in-depth research not o…

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  Center for Responsible Lending · [email protected]

December 14, 2023 at 5:33 PM

Advocate Today for Consumer Protections

  Dear friend, At CRL, our mission is to promote financial fairness and economic opportunity for all, end predatory lending, and close the racial wealth gap. Payday, car-title, and similar high-cost loans, typically with intere…

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  Center for Responsible Lending · [email protected]

December 12, 2023 at 3:33 PM

Protect Student Loan Borrowers Today!

  Dear friend, For years, CRL has been a leader in advocating for student debt cancellation. The Supreme Court decision in June, striking down the Biden administration's student debt forgiveness plan, has created confusion and …

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  Center for Responsible Lending · [email protected]

December 5, 2023 at 3:50 PM

Join Us in the Fight for Economic Justice!

  Dear friend, At CRL, we are committed to delivering non-partisan research, analysis, and advocacy to ensure financial fairness and economic opportunity for all. Significant challenges remain in the fight against predatory len…

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  Center for Responsible Lending · [email protected]

November 30, 2023 at 6:56 PM

Happy Holidays from the Center for Responsible Lending

  Dear friend, We wish you and your family joy and happiness throughout the holiday season and we send our heartfelt thanks to each of you for helping us along the way as we continue to collaborate on our important work in 2…

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  Center for Responsible Lending · [email protected]

November 28, 2023 at 3:35 PM

Stand with CRL on Giving Tuesday

  Dear friend, How can you positively impact the economic well-being and life outcomes of those who are underrepresented? In celebration of #GivingTuesday, today people across the world come together to support the causes …

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  Mike Calhoun · [email protected]

November 21, 2023 at 4:30 PM

Appreciation for Your Support

  Dear friend, As we look back on 2023, I want to express our team’s profound gratitude for your commitment to our important work to promote financial fairness and economic opportunity for all, end predatory lending, and close …

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  Whitney Barkley · [email protected]

October 9, 2023 at 3:50 PM

Webinar Oct 19: Protecting Consumers by Stopping Online Lenders from Evading State Laws

  Dear advocate, Join CoPIRG and national and state partners on Thursday, October 19 at 9am MST for a webinar exploring Colorado’s recent legislative victory against high-cost lenders who use Rent-A-Bank arrangements to skirt C…

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  Whitney Barkley · [email protected]

October 5, 2023 at 6:59 PM

Webinar: Protecting Consumers by Stopping Online Lenders from Evading State Laws

  Dear advocate, Join Center for Responsible Lending and CoPIRG on Thursday, October 19 at 9am MST for a webinar exploring Colorado’s recent legislative victory against high-cost lenders who use Rent-A-Bank arrangements to skir…

See More from Whitney Barkley

  Center for Responsible Lending · [email protected]

August 23, 2023 at 12:38 PM

Sign the petition: Protect consumers. Regulate digital payday lenders.

We cannot allow fintech companies to undo efforts to protect consumers. Hold Silicon Valley accountable. Regulate digital payday lenders. ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ …

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  Center for Responsible Lending · [email protected]

August 4, 2023 at 3:00 PM

Sign the petition: Protect consumers. Regulate digital payday lenders.

We cannot allow fintech companies to undo efforts to protect consumers. Hold Silicon Valley accountable. Regulate digital payday lenders. ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ …

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  Nadine Chabrier · [email protected]

July 13, 2023 at 2:57 PM

Don’t miss out

Upcoming event with latest on discriminatory & predatory lending – Register now ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ …

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  Jaylon Herbin · [email protected]

July 11, 2023 at 3:42 PM

Upcoming event on our consumer watchdog

  Dear advocate, You are invited to join us on July 17th from 12:00 pm ET to 1:45 pm ET for our webinar on the Consumer Financial Protection Bureau: Gaining Ground: How the CFPB Helps Consumers and Small Businesses. Click here …

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  Jaylon Herbin · [email protected]

July 7, 2023 at 2:00 PM

Webinar: Gaining Ground: How the CFPB Helps Consumers and Small Businesses

  Dear advocate, A lot will happen this summer with the Consumer Finance Protection Bureau (CFPB) and small business lending. We cordially invite you to join us on July 17th from 12:00 pm ET to 1:45 pm ET for our webinar: Gaini…

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  Jaylon Herbin · [email protected]

July 3, 2023 at 7:56 PM

Gaining Ground: How the CFPB Helps Consumers and Small Businesses (Register Now for July 17th Webinar) CORRECTION

  Dear advocate, A lot will happen this summer as it surrounds the Consumer Finance Protection Bureau (CFPB)and small business lending. We cordially invite you to join us on July 17th from 12:00 pm ET to 1:45 pm ET for our webi…

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  Jaylon Herbin · [email protected]

July 3, 2023 at 6:30 PM

Gaining Ground: How the CFPB Helps Consumers and Small Businesses (Register Now for July 17th Webinar)

  Dear advocate, A lot will happen this summer as it surrounds the Consumer Finance Protection Bureau (CFPB)and small business lending. We cordially invite you to join us on July 17th from 12:00 pm ET to 1:45 pm ET for our webi…

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  Jaylon Herbin · [email protected]

June 28, 2023 at 6:52 PM

Webinar: Gaining Ground: How the CFPB Helps Consumers and Small Businesses

  Dear advocate, A lot will happen this summer as it surrounds the Consumer Finance Protection Bureau (CFPB)and small business lending. We cordially invite you to join us on July 17th from 12:00 pm ET to 1:45 pm ET for our webi…

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  Jaylon Herbin · [email protected]

April 4, 2023 at 7:30 PM

FREE Webinar (Tomorrow, Apr 5) What's Next for Student Debt Forgiveness?

  Dear friend, CRL will host a webinar with experts from NAACP Youth & College and the National Consumer Law Center on April 5th at 1:00pm ET to learn what you can do while you wait for student debt relief. Don't miss out o…

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  Whitney Barkley-Denney · [email protected]

March 30, 2023 at 7:44 PM

CRL Webinar: Early Wage Advance: A Payday Loan in Wage Advance Clothing

  Dear friend, Join Center for Responsible Lending on April 13th at 3:00 pm ET for a deep dive into Early Wage Advance (EWA), a loan product that purports to give borrowers early access to their wages, but is really just a new …

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  Jaylon Herbin · [email protected]

March 30, 2023 at 3:44 PM

FREE Webinar: What's Next for Student Debt Forgiveness?

  Dear friend, CRL will host a webinar with experts from NAACP Youth & College and the National Consumer Law Center on April 5th at 1:00pm ET to learn what you can do while you wait for student debt relief. Don't miss out o…

See More from Jaylon Herbin

  Jaylon Herbin · [email protected]

March 23, 2023 at 2:30 PM

FREE Webinar: What's Next for Student Debt Forgiveness?

  Dear friend, CRL will host a webinar with experts from NAACP Youth & College and the National Consumer Law Center on April 5th at 1:00pm ET to learn what you can do while you wait for student debt relief. Don't miss out o…

See More from Jaylon Herbin

  Jaylon Herbin · [email protected]

March 15, 2023 at 5:30 PM

Webinar: What's Next for Student Debt Forgiveness?

  Dear friend, On February 28th, 2023, the nation’s highest Court, the U.S. Supreme Court, held opening arguments to two cases preventing student debt relief. For many borrowers, they are left wondering: What's next for stud…

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  Center for Responsible Lending · [email protected]

February 6, 2023 at 7:42 PM

Fighting Regulatory Loopholes That Disadvantage Consumers

Welcome to our Impact Report which chronicles CRL successes made at executive, regulatory, and state levels.  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ …

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  Center for Responsible Lending · [email protected]

December 31, 2022 at 5:02 PM

Join a Community of Advocates

  Dear friend, At CRL, we are filled with gratitude knowing that we are backed by an incredible community of donors who make our work possible. Without supporters like you, we would not be able to continue fighting for a fair a…

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  Sarah Ludwig · [email protected]

December 30, 2022 at 2:02 PM

Stand Up for Workers and Families

  Dear friend, The need for change in our financial systems has never been clearer. Skyrocketing inflation rates have American families backed into a corner. Predatory lenders remain all too eager to offer…

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  Center for Responsible Lending · [email protected]

December 29, 2022 at 4:01 PM

The Promise of Financial Security through Higher Education

  Dear friend, 2022 was a historic year for student loan borrowers with the Biden Administration’s announcement that all borrowers earning less than $125,00 per year would receive $10,000 of federal student loan debt cancellati…

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  Center for Responsible Lending · [email protected]

December 27, 2022 at 4:01 PM

Policy Decisions Backed by Research

  Dear friend, Research is a critical component of CRL’s work. It informs the policy decisions that we endorse and helps us make the case for policy recommendations to legislators and other key decision makers. Hear more about …

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  Andrew Kushner · [email protected]

December 21, 2022 at 3:01 PM

Advocating for Consumers in California and Beyond

  Dear friend, I am Andrew Kushner, a policy counsel on CRL’s state team based in our Oakland, California office. My commitment to a public interest legal career is what brought me to CRL in early 2022. …

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  Center for Responsible Lending · [email protected]

December 19, 2022 at 7:40 PM

Happy Holidays from the Center for Responsible Lending

  Dear friend, We wish you a peaceful and healthy 2023! As this year comes to a close, we send our heartfelt thanks to each of you for helping us along the way as we collaborate on our important work. Sincerely, Mike Ca…

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  Center for Responsible Lending · [email protected]

December 13, 2022 at 4:57 PM

Financial Fairness for All

  Dear friend, At CRL, our mission is to promote financial fairness and economic opportunity for all, end predatory lending, and close the racial wealth gaps. Learn more about how we’re working toward that and how you can help …

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  Center for Responsible Lending · [email protected]

December 7, 2022 at 1:50 PM

You’re invited to the 2002 Sustainers Club!

  Dear friend, We’re excited to share with you a new opportunity to fight for financial inclusion and economic opportunity alongside CRL. The 2002 Sustainers Club, named for our founding year, celebrates our most dedicated supp…

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  Center for Responsible Lending · [email protected]

November 29, 2022 at 2:05 PM

Happy #GivingTuesday!

  Dear friend, In celebration of #GivingTuesday, today people across the world come together to support their communities through giving. #GivingTuesday is an opportunity to stand together in unity⁠⁠—by using your individual po…

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  Mike Calhoun · [email protected]

November 23, 2022 at 3:30 PM

Thank You for an Outstanding Year

  Dear friend, On behalf of the Center for Responsible Lending, I want to extend our sincere gratitude for your support throughout 2022. Thank you for standing alongside us this year as we worked to promote financial fairness a…

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  Center for Responsible Lending · [email protected]

November 9, 2022 at 7:51 PM

Biden Administration Delivers Student Debt Relief, Echoing Americans’ Sentiments

Welcome to our Impact Report which chronicles CRL successes made at executive, regulatory, and state levels.  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ …

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  Jaylon Herbin · [email protected]

October 28, 2022 at 4:57 PM

The clock is ticking—enroll in PSLF today!

Enroll by October 31st to take full advantage of this benefit and let your colleagues and partners know. ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌…

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  Center for Responsible Lending · [email protected]

April 13, 2022 at 7:10 PM

Boldly Moving Forward

CRL this year will commemorate and celebrate the 20th anniversary of our founding in 2002. You will see us look back on some past successes, but more importantly, you will hear how we plan to boldly move ahead into the future to create financial fairness, end predatory lending, and close the racial …

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  Center for Responsible Lending · [email protected]

February 8, 2022 at 5:03 PM

Reflections on Recent Achievements

  February 2022 Dear friend, Over the course of nearly 20 years, the compelling case for CRL’s recommended policy solutions has mobilized consumer advocates, engaged state and federal elected officials, and influenced regulat…

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  Yasmin Farahi · [email protected]

December 31, 2021 at 3:05 PM

Help Us Protect Family Wealth in 2022

  Dear friend, As 2021 comes to a close, we are gearing up for a new year of fighting for reasonable policies that protect financially vulnerable families and communities. Too often these are the people targeted by predatory le…

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  Center for Responsible Lending · [email protected]

December 30, 2021 at 7:00 PM

Happy Holidays from the Center for Responsible Lending

  Dear friend, As 2021 comes to a close, we rededicate ourselves to our important work and send thanks to each of you for helping us along the way. We wish you a healthy and peaceful 2022! Sincerely, Mike Calhoun, Presid…

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  Demarcus Andrews · [email protected]

December 29, 2021 at 5:00 PM

Student Debt Fuels the Racial Wealth Gap

  Dear friend, The United States is facing an unprecedented crisis in the form of student loan debt, with a national student debt burden of approximately $1.7 trillion. Borrowers are often saddled with monthly payments so high …

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  Charla Rios · [email protected]

December 21, 2021 at 7:59 PM

20 Years of Protecting Consumers

  Dear friend, In January 2019, I joined the Center for Responsible Lending (CRL) as a researcher and consumer advocate against predatory high-cost lending. I had an interest in growing my ability to practice applied research f…

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  Jared Pone · [email protected]

December 16, 2021 at 5:50 PM

Advocating for HBCU Student Borrowers

  Dear friend, I am Jared Pone, a policy counsel on CRL’s state team based in our Durham, NC office. As a recent hire at CRL, I have not yet entered my first state legislative session, but I have already felt the impact of our …

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  Center for Responsible Lending · [email protected]

December 13, 2021 at 5:46 PM

Help Us Close the Racial Wealth Gap

  Dear friend, The racial wealth gap in America today is staggering, with the median white household holding nearly eight times the wealth of the median Black household. The past two years have made this inequity even more glar…

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  Center for Responsible Lending · [email protected]

November 24, 2021 at 4:17 PM

With Gratitude from CRL

  Dear friend, On behalf of the Center for Responsible Lending, I want to extend our sincere gratitude for your support over the past year. Thank you for standing alongside us as we fight for an inclusive and fair economy that …

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  Center for Responsible Lending · [email protected]

October 28, 2021 at 3:48 PM

TODAY - Black America: Examining the HBCU Student Debt Experience

We'll highlight the experiences of Black student loan borrowers from Historically Black Colleges and Universities (HBCUs)... ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌…

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  Center for Responsible Lending · [email protected]

October 27, 2021 at 6:48 PM

Register Now - Black America: Examining the HBCU Student Debt Experience

We'll highlight the experiences of Black student loan borrowers from Historically Black Colleges and Universities (HBCUs)... ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌…

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