Some States to Begin Medicaid and CHIP Disenrollment in April
For nearly three years, states have been required to provide
continuous enrollment in Medicaid and Children’s Health Insurance Program (CHIP)
in exchange for enhanced federal funding. But beginning April 1, states will be
permitted to begin disenrolling individuals from their state Medicaid programs.
The required Medicaid and CHIP continuous enrollment policy
was initially enacted in March 2020 as a response to the COVID-19 pandemic under
the Families First Coronavirus Response Act, but over the next year,
states will again be required to verify the eligibility of individuals enrolled
in Medicaid. Guidelines issued by the Centers for Medicare & Medicaid
Services grant states up to 12 months to initiate—and 14 months to complete—a
renewal for all individuals enrolled in Medicaid. Additionally, over the next
nine months, enhanced federal funds provided as part of a state’s Federal Medicaid
Assistance Percentage (FMAP) will begin to phase down. The current increase of 6.2% will be reduced to 5%
until June 2023, 2.5% until September 2023 and 1.5% until December 2023.
While disenrollment plans will vary from state to state, at
least 44
states have publicly posted their plans or at least a summary of their
plans. While disenrollment is permitted to begin in April, some states won’t
begin until May, June or July. Among the states that will begin in April are Arizona, Arkansas,
Florida, Idaho, Iowa, New Hampshire, Ohio, Oklahoma and West Virginia.
It's been estimated that between 5 – 14 million people
will lose coverage once disenrollment begins. Some individuals who are disenrolled
may be eligible for enrollment through an Affordable Care Act Marketplace. Between March 31, 2024, and
July 31, 2024, a special enrollment period will open for people who are disenrolled
from Medicaid. People who are disenrolled will have up to 60 days to enroll in
a marketplace plan after losing coverage.