Urban Institute Update
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Urban Institute Update







At Urban,
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equity is central to our research across fields, and we’re pleased to highlight some of our recent impact-driven findings. Amplifying Black voices should never be limited to a month, though, and shaping a more inclusive, equitable, and just society remains a guiding value for Urban’s work.

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Centering Black women in income and wealth policymaking
Programs like baby bonds, student loan forgiveness, and universal health care coverage could improve equity for Black women experiencing income and wealth disparities.

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Why did Black and Latino homeownership increase during the pandemic?
Young, high-income, highly educated Black and Latino borrowers drove the recent increase in homeownership, but it could have increased more if Federal Housing Administration borrowers faced less resistance in the housing market.

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Increasing Black women’s earnings is not enough to amend economic vulnerabilities
Black women could benefit when they, their partners, and their extended families have access to universal work-life balance policies, dependent care resources and family discounts, and legacy benefits.

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Designing effective corporate initiatives for reducing the racial wealth gap
For corporate commitments around race equity to work, they need to articulate pathways that can build wealth for people of color, understand the starting conditions, and define success.

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How can baby bonds increase equity?
Baby bond programs aim to reduce racial wealth gaps. These programs would benefit from features such as universal eligibility and financial progressivity.

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