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** Inside This Issue
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We want stuff now, we want happiness now, we want that vacation or car or trinket now. This is simple human nature. But we also have the capacity to plan and prepare for the future. This innate human desire to improve our material circumstances in the future is the driver of all economic growth.

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Laffer and Domitrovic present a comprehensive history of income tax rates and their effects on the economy from World War I to the present, and they cover not only federal taxes but also taxation at the state and local levels.

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Jeff and Edward Chancellor discuss The Price of Time and delve into the all-important topic of market-set interest rates as an important indicator of a healthy society, and why manipulating them is so harmful. The current system isn't working, so what can be done?

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Does cheap money and credit make us richer? Does more money and credit create more stuff, or better stuff? Do they make us happier and more productive? Or do these twin forces actually distort the economy, misallocate resources, and degrade us as people? These are the fundamental questions that Jeff addresses.

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