Get the latest small business news
SBA Logo [ [link removed] ]
________________________________________________________________________
Illustration of a computer monitor showcasing a graph with an arrow pointing and text, business trends for 2023. The SBA logo is at the bottom. [ [link removed] ]
?
It?s difficult to understate all the changes the business landscape has seen in the past few years, and yet entrepreneurs have responded with incredible adaptability. Perhaps that is one of the biggest reasons small business owners are optimistic about the future. In fact,?66% expect revenue increases?and more than half plan to expand their business in 2023.?Plenty of challenges and opportunities lie ahead, both in day-to-day operations and in the long-term. It?s impossible to predict exactly what will happen next year. However, having well-informed expectations can help you stay ahead of the curve. Here are the trends SBA is monitoring as we head into 2023.
*Learn more [ [link removed] ]*
________________________________________________________________________
13 people standing and 2 people sitting [ [link removed] ]
?
This week, Administrator Isabella Casillas Guzman visited Puerto Rico [ [link removed] ]?to meet inspiring small business owners who were able to pivot, recover and grow with help from SBA programs and resources. If you are thinking about starting or growing your business, check out SBA's business guide. [ [link removed] ]
________________________________________________________________________
Building a Better America: A Small Business Resource Community 2022 Recap of SBA Resources and 2023 Look-Ahead [ [link removed] ]
?
Join SBA and Public Private Strategies for a webinar on Wednesday, December 21 at 2pm ET [ [link removed] ] about resources to prepare small business owners for the new year. This webinar will also highlight how the Inflation Reduction Act, the Bipartisan Infrastructure Law, the American Rescue Plan, and Made in America initiative are creating new opportunities to help small businesses grow. Speakers include:?
* Malik Lee, Managing Principal and Founder, Felton & Peel Wealth Management
* Anne Zimmerman, Owner and Founder, Zimmerman & Co CPAs Inc.
* Jennifer Kim, Associate Administrator, Office of Field Operations, U.S. Small Business Administration
*Register now [ [link removed] ]*
________________________________________________________________________
SBA Disaster Loans Check disaster declarations Apply for a disaster loan Check your status [ [link removed] ]
?
On December 5, SBA?announced [ [link removed] ] it will waive the interest rate for the first year on new disaster loans and extend the initial payment deferment period automatically to 12 months.?The change is effective for all disaster loans approved in response to a disaster declared on or after September 21, 2022, through September 30, 2023. The effective date covers SBA disaster loans currently available for Hurricane Fiona and Hurricane Ian declared earlier this year. SBA does not have the authority to forgive interest that has already accrued on disbursed loan funds.
*Learn more [ [link removed] ]*
________________________________________________________________________
SBA Learning Center. Free online business courses [ [link removed] ]
?
Whether you're looking to start a small business or expand your current one, SBA's digital learning platform [ [link removed] ] has everything you need to educate yourself on entrepreneurial best practices and available financing options.?
*Learn more [ [link removed] ]*
________________________________________________________________________
Photo of two people in front of a laptop with text that includes, HUBZone Program. The SBA logo is at the bottom. [ [link removed] ]
?
If your small business is located in a designated historically underutilized business zone, it may be eligible for set-aside government contracts.?Explore the HUBZone map [ [link removed] ] and learn more about the program.
*Learn more [ [link removed] ]*
________________________________________________________________________
Illustration of a graph with the following text: Small Business Lending for Fiscal Year 2022. The SBA logo is at the bottom. [ [link removed] ]
?
In Fiscal Year 2022, SBA reached nearly $43 billion in funding [ [link removed] ] to small businesses, providing more than 62,000 traditional loans through 7(a), 504, and Microloan lending partners and over 1,200 investments through SBA licensed Small Business Investment Companies.
*Learn more [ [link removed] ]*
________________________________________________________________________
Illustration of a calculator, map, ship, airplane and points with the following text, finance export transactions. The SBA logo is at the bottom. [ [link removed] ]
?
This week, SBA signed a Strategic Alliance Memorandum [ [link removed] ] with the Bankers Association for Finance and Trade, the leading global financial services association for international transaction banking, which will formalize the SBA?s existing relationship with the association. SBA and BAFT strive to tackle challenges both lenders and small businesses face when seeking the trade financing that is essential to international trade. Together, SBA and BAFT will work to educate small businesses and their lenders on the export financing solutions available in the marketplace.
*Learn more [ [link removed] ]*
________________________________________________________________________
U.S. Small Business Administration
409 3rd St, SW. Washington DC 20416
www.sba.gov [ [link removed] ]
*Subscriber Services
*Unsubscribe [ [link removed] ]??| ?Manage your account [ [link removed] ]
facebook [ [link removed] ]twitter [ [link removed] ]youtube [ [link removed] ]linkedin [ [link removed] ]instagram [ [link removed] ]
Bookmark and Share [ [link removed] ]
________________________________________________________________________
Unsubscribe [ [link removed] ]?|?Update your subscriptions or modify your password/email address at any time on your Subscriber Preferences Page [ [link removed] ].
"All SBA programs and services are provided on a nondiscriminatory basis.?""Reasonable?accommodations will be made if requested at least two weeks in advance"
________________________________________________________________________
This email was sent to
[email protected] by Small Business Administration (SBA) ? 409 3rd St, SW ? Washington DC 20416 ? 1-800-827-5722 GovDelivery logo [ [link removed] ]
