Having trouble viewing this email? View it as a Web page [ [link removed] ].

Governor Mills Urges Maine People to Sign Up by December 15 for Affordable Health Insurance Through CoverME.gov [ [link removed] ]
Governor Mills Urges Maine People to Sign Up by December 15 for Affordable Health Insurance Through CoverME.gov December 14, 2022

"Tomorrow is the last day to enroll to avoid a gap in coverage in 2023"

Governor Mills is reminding Maine residents who lack affordable health coverage that tomorrow, December 15, 2022, is the deadline to sign up through?CoverME.gov, [ [link removed] ]?Maine?s health insurance marketplace, for an affordable health plan that starts in the new year.?

The Governor urged Maine people to act to prevent gaps in coverage. Maine people who sign up by midnight tomorrow will have coverage effective on January 1, 2023. Consumers who enroll after Thursday?s deadline will miss coverage for January 2023 but will ? if they sign up by January 15 ? qualify for health insurance that takes effect on February 1, 2023.?After January 15, the last day of annual open enrollment, only individuals and families that qualify for special enrollment periods due to special circumstances, such as changing jobs or having a baby, can sign up for private health insurance coverage for 2023.

By visiting?CoverME.gov [ [link removed] ], Maine people can compare private plans, apply for financial assistance, and enroll in a 2023 health plan. Health plans offered on?CoverME.gov [ [link removed] ]?provide quality, comprehensive insurance that protects consumers if they have an accident or major illness and fully pays for preventive screenings.

In 2023, Maine people can take advantage of additional federal financial assistance, made possible through the Inflation Reduction Act, that makes insurance more affordable than ever. Residents can also get free help choosing the best plan to meet their budget and health needs.

?Health care saves lives ? and quality, affordable health coverage is available for Maine people right now by visiting?CoverME.gov [ [link removed] ],??*said Governor Janet Mills*. ?I urge Maine people to visit?CoverME.gov [ [link removed] ]?by tomorrow to consider your options and enroll in the plan that?s best for you and your family to avoid any gap in coverage. Now is the time to act. Please don?t wait.?

?If you or your family need health insurance in the new year, don?t wait??enroll by December 15 to get quality, affordable health insurance that starts January 1. It?s your last chance to avoid a gap in coverage in 2023,??*said Jeanne Lambrew, Commissioner of the Maine Department of Health and Human Services*. ?All the plans offered through?CoverM [ [link removed] ]E.gov [ [link removed] ]?cover essential benefits, from check-ups to emergency care, and more people than ever qualify for help affording their insurance.?Visit?CoverME.gov [ [link removed] ]?to?keep yourself and your family protected in the new year.?

?Our trained HelpLine staff stand ready to provide free, confidential assistance to Mainers who need help sorting through their health insurance options and enrolling in coverage,??*said Ann Woloson, Executive Director of Consumers for Affordable Health Care*. ?People who need insurance should check out their options since most individuals who purchase coverage on their own through?CoverME.gov [ [link removed] ]?can get help paying monthly premiums. There are now more options available to Mainers than ever.?

Last year, more than 80 percent of consumers received financial assistance through?CoverME.gov [ [link removed] ]. This year, thanks to a change in federal rules, more families and individuals than ever will be eligible for financial assistance to help pay for their insurance costs.

In 2023, as a result of the three-year extension of additional assistance provided by the American Rescue Plan,? 13 million Americans nationwide will save an average of?$800 per year [ [link removed] ]?on their health insurance, according to the U.S. Centers for Medicare and Medicaid Services. Four out of five customers will be able to find a plan for $10 or less after subsidies.

In addition, a new federal rule fixing the so-called ?family glitch? means that more family members of Maine workers offered unaffordable job-based insurance will be eligible for financial assistance through?CoverME.gov [ [link removed] ]?in 2023. Even those who were ineligible in the past should check out?CoverME.gov [ [link removed] ]?to see what assistance may be available in the upcoming year.

Enrollment declines starting in 2017 were reversed in 2022 after the first?CoverME.gov [ [link removed] ]?open enrollment period run fully by the?Maine Department of Health and Human Services (DHHS) Office of the Health Insurance Marketplace (OHIM). Maine?s greater control of its marketplace, paired with Medicaid expansion, led the state to have the?largest decline [ [link removed] ]?in its uninsured rate among all states in the nation in recent years.

Since the second year of open enrollment through?CoverME.gov [ [link removed] ]?began on Nov. 1, 2022, more than 60,000 Maine residents have selected plans for affordable health insurance in 2023.

This year,?CoverME.gov [ [link removed] ]?will offer individual plans from Anthem, Community Health Options, Harvard Pilgrim Health Care, and, newly, Taro Health.

Consumers who already have a plan through?CoverME.gov [ [link removed] ]?are automatically re-enrolled in their current plan or the most similar offering from their health insurance carrier. Still, OHIM encourages people currently signed up through?CoverME.gov [ [link removed] ]?to check out new plans and update their family and income information, as new financial assistance may offer more affordable coverage that best meets their needs.

With the Plan Compare tool at?CoverME.gov/get-started/compare-plans [ [link removed] ], consumers can evaluate available private health insurance plans and estimate their costs before they sign up for an account or complete a full application. The tool also allows consumers to check whether their preferred health care providers are included in each plan?s network, and to view information about coverage and out-of-pocket costs for prescription drugs.

Free enrollment assistance is available online, over the phone, and in person to help consumers find the plan that fits their health needs and budget for 2023. Find help at ?or call?(866) 636-0355/TTY 711 (for languages other than English, choose option 4).

The Consumers for Affordable Health Care HelpLine is available toll-free at 1-800-965-7476.

Maine residents applying through?CoverME.gov [ [link removed] ]?who are eligible for MaineCare will have their application sent to MaineCare for review. Eligible Maine people can enroll in MaineCare at any time of year.

CoverME.gov [ [link removed] ]?is part of Governor Mills? successful efforts to ensure Maine people have access to health insurance, including:


* *Expanding Medicaid*: Implementing expansion was Governor Mills? first official act as Governor and was her Administration?s first step in improving health care for Maine people. The federal government pays 90 percent of the cost of this coverage, which has supported hospitals? cost of caring for patients that were previously uninsured, a move that has been especially important during the pandemic.
* *Putting Affordable Care Act Protections into State Law*: In 2019, just weeks after expanding Medicaid, Governor Mills also?signed into law [ [link removed] ] bipartisan legislation to codify insurance protections for people with pre-existing conditions, ensuring that Maine people with cancer, asthma, or other chronic conditions don?t get charged more or denied private coverage altogether from insurance companies regulated by the state.
* *Making Health Insurance More Affordable for Small Businesses:*Thanks to a bill Governor Mills proposed and signed into law, in 2023 small businesses will see their?first annual average reduction [ [link removed] ]?in health insurance premiums since at least 2001, while average small group premiums in many other northeast states will increase. The Governor has also?launched the Small Business Health Insurance Premium Relief Program [ [link removed] ]?that lowers the cost of monthly health insurance premiums for small businesses and their employees.
body { font-size: 1em; font-family: Arial, Verdana, sans-serif; font-weight: normal; font-style: normal; color: #333333; }
"This service is provided to you at no charge." [ [link removed] ]
Questions for Governor Mills? Contact Us [ [link removed] ]

Sign Up for Email Updates [ [link removed] ]??Sign Up for Email Updates



Bookmark and Share [ [link removed] ]

SUBSCRIBER SERVICES:
Manage Preferences [ [link removed] ]??|??Unsubscribe [ [link removed] ]??|??Help [ [link removed] ]

MAINE.GOV:
The official website of the State of Maine?Home [ [link removed] ]??|??Online Services [ [link removed] ]??|??Privacy Policy [ [link removed] ]

________________________________________________________________________

This?message was sent to [email protected] by Maine.gov the official website?for the State of Maine ? 45?Commerce Drive, Suite 10?? Augusta, ME?04330 ? 1-877-212-6500 GovDelivery logo [ [link removed] ]