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Warren recently wrote an op-ed that appeared in the Cincinnati Enquirer addressing the poorly designed student debt scheme that President Biden and his administration have enacted. Check it out below and be sure to let us know what you think:


** Opinion: Biden's student debt scheme fails to address the root cause
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Warren Davidson Opinion contributor

As our nation’s largest student loan lender, the federal government, maintains a zero percent rejection rate, essentially anyone who wants a student loan can get one without difficulty. The student is given the power to accept or reject any financial aid.

Unlike private lenders, the Department of Education does not underwrite student loans to assess the risk of default. Pivotal factors for private lenders, such as the student’s selected degree path, the graduation rate at their determined school, and the likelihood of default, are not considered by the government.

A student can accumulate the same debt load pursuing a gender studies degree from Ohio State University as they can for a chemical engineering degree. While the difference in risk between these two degrees is obvious, the federal government refuses to take it into account. With nearly no limit on the amount students can borrow, providing no underwriting fails both the borrower and the lenders (America’s taxpayers).

Click here to read the full op-ed on Cincinnati.com. ([link removed])

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