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** Just News
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for September 16, 2022
News and views from the National Community Reinvestment Coalition. Find more at ncrc.org.
For continuous updates, follow us on Twitter ([link removed]) , FB ([link removed]) , LinkedIn ([link removed]) and I ([link removed]) G ([link removed]) .
** Announcements
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Registration For The 2023 Just Economy Conference Is Now Open!
We are so excited to invite you to join us in person from March 29-30, 2023, at the Washington Hilton! These are our super early bird tickets, so register now to get the best price! [Register now ([link removed]) ]
** Research
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2021 HMDA: The Year That Our Homes Became ATMs Again
By Jason Richardson and Dedrick Asante-Muhammad
It has been obvious that the US housing market was “hot” in 2021. But new comprehensive data indicate that heat didn’t generate much progress in converting renters into owners — and thus likely did little to promote long-term wealth-building for the families who need it most. [Read more ([link removed]) ]
** Events
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Advancing Health Equity In Communities
Join NCRC in a three-part online event series to increase the understanding of the social determinants of health (SDOH). Part 1 on September 29 will focus on critical information on the definition and application of the SDOHs and how they can intersect with community development. [Read more ([link removed]) ]
One Week To Submit Session Ideas For The 2023 Just Economy Conference
Add your voice and expertise to the 2023 Just Economy Conference! What do you want to talk about? Whose voices do you want to include? What new ideas, best practices or insights can you share? [Read more ([link removed]) ]
** In the News
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The US Is Still In For A Wild Economic Ride Despite Easing Inflation
By Marita Vlachou, Huffpost
Dedrick Asante-Muhammad, the chief of membership, policy and equity at the National Community Reinvestment Coalition, said the Fed should not abandon its full employment mandate in its quest to tame inflation. [Read more ([link removed]) ]
Bank Of America Offers Detroiters Zero Down, Zero Closing Mortgages
By Dylan Siwicki, Patch
Moreover, a separate study found an alarming increase in the number of loan records that lacked demographic data on race and ethnicity. Furthermore, the National Community Reinvestment Coalition found that Black and Hispanic borrowers bought less valuable homes than White (and some Asian) borrowers, and they paid more to do so. [Read more ([link removed]) ]
** On Our Radar
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Let's Get Real About Who Biden's Student Loan Forgiveness Helps And Why It Matters
By Darisha Parker, Donna Bullock, Morgan Cephas, GoErie
Women hold two-thirds of the nation's student loan debt, and Black women have the highest average total undergraduate and graduate loan debt. Women and people of color are juggling higher amounts of student loan debt with lower paying jobs and other gender and race disparities. For these borrowers and many others, the cancellation of $10,000 of debt is a great start, but it doesn't go far enough. [Read more ([link removed]) ]
D.C.'s Opioid Arrests Reflect Racial Disparities
By Colleen Grablick, NPR
New arrest data shows that Black D.C. residents are arrested almost seven times as often as white residents for opioid-related offenses, which advocates say bolsters their case for decriminalization and the need to move funds away from policing and into safe-use resources. [Read more ([link removed]) ]
Home Equity Loans Back In Vogue As Cash-Out Refis Fade
By Polo Rocha, American Banker
Lenders originated some $100.8 billion in home equity lines of credit, or HELOCs, through the first five months of the year, up nearly 50% from last year, according to a report from the Urban Institute's Housing Finance Policy Center. Home equity loan originations saw a slightly smaller jump, totaling $38.1 billion through the end of May. [Read more ([link removed]) ]
** Resources
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A DC Hub For Nonprofits, Events And Work
For nonprofits and social sector ventures in DC: Do your work and meetings at the new Just Economy Club in DC. It’s hosted by NCRC in the historic Union Trust building at 15th and H Streets, just around the corner from The White House. [Read more ([link removed]) ]
New Learning & Training Hub
Our new learning management system is live! It is designed with you in mind, offering a more robust experience for every kind of learner. [Learn ([link removed]) more ([link removed]) ]
Browse Our Collection Of Research And Reports
We have an extensive library of research and reports that dates back many years; now available in one convenient location! [View all ([link removed]) ]
Browse Our Collection Of Racial Wealth Snapshots
Over the past two years, NCRC has put together a catalog of Racial Wealth Snapshots. [View all ([link removed]) ]
Sign And Share The Just Economy Pledge
America should not only promise but deliver to all Americans opportunities to build wealth and live well. Sign the pledge and share it to help us expand the movement for a Just Economy. [Sign and Share ([link removed]) ]
Member Hub
NCRC members: Don't forget you have access to our member hub ([link removed]) ! Learn more about membership here ([link removed]) . You can join as an organization or an individual ([link removed]) .
Fair Lending Tool
Use our interactive tool to produce a report on mortgages, small business lending and bank branch networks for any city, county or metro area in the nation. [Access the tool here] ([link removed])
TreasureCRA Page
CRA will be essential for COVID-19 economic recovery in the communities hardest hit by the pandemic. Use the tools on this page to reach your friends and local leaders. [Read more] ([link removed])
Support our work
Join the Just Economy Club, the network for individuals who support NCRC’s research, publishing, investigations, training, advocacy and programs.
Join Here ([link removed])
Jobs
We are always looking for talented people.
Click here to see job openings. ([link removed])
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