New data reveal inequality in retirement account ownership. Learn more in this America Counts story.



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America Counts: Stories Behind the Numbers

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Who Has Retirement Accounts?

Baby boomers, men and non-Hispanic White and Asian individuals are the nation?s most likely to own retirement accounts, according to U.S. Census Bureau data released today.

The 2021 Survey of Income and Program Participation (SIPP) includes new questions that help shine a light on how people were preparing for retirement in 2020.

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It highlights differences in retirement assets by generations, sex, race, and ethnicity.

This report also updates similar estimates for 2013 from a recently released paper that used data from the 2014 Social Security Administration Supplement and the 2014 SIPP.

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Overall ownership rates


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Demographics of ownership


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Saving for retirement


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What is the SIPP?


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