From Health Affairs Today <[email protected]>
Subject Health Savings Accounts No Longer Promote Cost-Consciousness
Date June 16, 2022 8:00 PM
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Thursday June 16, 2022 | The Latest Research, Commentary, And News From
Health Affairs

Dear John,

Tomorrow, we'll host a virtual watch party

for the Telly Award-winning video "Racism & Health In US Medicine, A
Conversation With Harriet A. Washington."

This featured video was released with Health Affairs' February 2022
Issue on Racism & Health
.

We are hiring! A new Associate Director of Digital Product Management
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Health Savings Accounts

High-deductible health plans presumably should make consumers more
careful with their purchases.

Sherry Glied and coauthors published a paper in the June 2022 issue of
Health Affairs examining the evolution of high deductible plans

and companion health savings accounts (HSAs), which are tax-favored
saving vehicles offered in conjunction with a high deductible plan.

Two decades after implementation of HSAs, the authors conclude that HSAs
no longer serve their original purpose. With the growth in cost sharing
in traditional insurance, HSAs provide a tax benefit to higher-income
people without increasing cost-conscious behavior.

"HSAs are a tax advantage for better-off people, masquerading as a
health care efficiency increase that is not occurring now," the authors
write.

Sherry Glied will join Health Affairs Editor-in-Chief Alan Weil for an
upcoming episode of A Health Podyssey

to dive deeper into their research methods, findings, and policy
implications. Subscribe to A Health Podyssey wherever you listen to
podcasts.

Read The Study

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Elsewhere At Health Affairs

Today in Health Affairs Forefront, Henry Aaron describes the decision by
the Washington state legislature to delay implementation of WA Cares

as not a confession of failure, but a prudent action to give time to
implement modifications to correct genuine problems in the original
legislation.

Katie Keith discusses the recent guidance from the Centers for Medicare
and Medicaid Services  confirming that insurers cannot vary
compensation

for agents or brokers based on whether the person they are helping
enrolls during the open enrollment period or a special enrollment
period.

Elevating Voices: Pride Month: In a December 2021 Health Affairs
Forefront article, Kyleigh Klein and coauthors discussed pediatric
mental health care providers' role in addressing adverse mental health
outcomes
in
LGBTQ+ youth caused by the COVID-19 pandemic.

Daily Digest

Health Savings Accounts No Longer Promote Consumer Cost-Consciousness

Sherry Glied et al.

The Future Of WA Cares: A Response To Warshawsky

Henry J. Aaron

Insurers Can't Vary Commissions Based On Enrollment Timing; Idaho,
Minnesota Waiver Requests

Katie Keith

Ensuring Access To Affirming Mental Health Care For LGBTQ+ Children And
Teens

Kyleigh Klein et al.

 

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