It's worthwhile to go and find the dragon in its lair instead of waiting for it to come and eat you. Especially when you also add the idea that if you find the dragon in its lair, you might find it when it's a baby instead of a full-fledged monster that is definitely going to take you down. Don't avoid small problems that you know are there. Face them because they'll grow into big problems all by themselves.
Imagine the tax department sends you a notification. You owe them $300. Well, you know, that's annoying. Maybe you don't even want to open the letter. Or perhaps you just put it on the shelf. But that damn thing doesn't just sit there like a piece of paper on the shelf. You ignore that for five or six years; it will become attached to all sorts of horrible things. And if you ignore it long enough, it will turn into something completely unlike the little piece of paper that it's written on. And many, many problems in life are like that.
You'll see that they pop their ugly little head out. You might want to turn away, and you might not want to think about it, which is the easiest way of turning away; you don't attend to it. As a long term strategy — it's dismal.
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