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Here at the Center for Responsible Lending, we are fueled by the belief that everyone deserves an opportunity to gain economic security and that financial services should provide a fair and affordable path for building wealth, not leave borrowers worse off.

We are encouraged by our successes and
progress made in 2019. From a long overdue rate cap win in California, to groundbreaking research ([link removed]) regarding student loan debt ([link removed]) , to powerful testimony ([link removed]) analyzing the role of the nation's housing finance system in the racial wealth gap, our staff has been hard at work fighting for a fair and inclusive marketplace.

There are still significant threats. Payday lenders are pushing the Trump Administration to roll back federal underwriting requirements on 400% interest loans and the Department of Education is making rules that favor for-profit colleges over students.With the obstacles ahead of us and the wind at our back, we are gearing up for another year of relentless advocacy on behalf of low-income communities, communities of color, women, veterans, and other underserved communities.

We ask you to join us in our important work to promote policy solutions that ensure a fair and inclusive marketplace, and to please consider making a tax-deductible donation ([link removed]) to the Center for Responsible Lending.

Sincerely,
Executive Vice President

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Copyright © 2019 Center for Responsible Lending, All rights reserved.

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