From Health Affairs Today <[email protected]>
Subject ACA Marketplace Health Insurance Ratings & Tobacco Surcharges
Date March 31, 2022 8:00 PM
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Forefront: Two Approaches To Capping Health Care Prices
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Thursday, March 31, 2022 | The Latest Research, Commentary, And News
From Health Affairs

Dear John,

****The Health Affairs team is growing and looking to fill the
Development Assistant role
.
The Development Assistant will work in collaboration with key staff to
meet Health Affairs' annual fiscal goals. Apply today.

ACA Marketplace

Two papers in the March issue of Health Affairs discuss topics related
to the Affordable Care Act Marketplace.

Thomas Tsai and coauthors find that about half of Affordable Care Act
(ACA) Marketplace enrollees

live in counties where the health plan offering with the highest quality
rating is three stars out of five.

In comparison, 46 percent have access to a four- or five-star-rated
plan.

Overall, there are no disparities in access to high-rated plans in
counties with a higher percentage of Black or Hispanic residents.

"Taken together, these results suggest that medium- and high-rated plans
are widely available on the federally facilitated ACA Marketplace, but
consumers will need to consider the potential trade-offs of quality
versus premium cost," the authors conclude.

In an additional article, authors examine surcharge rates for tobacco
users. The ACA permits insurers to charge tobacco users who have
nongroup coverage up to 50 percent more than nonusers of tobacco.

Ernest Dorilas and coauthors find that the tobacco surcharge rate
averages approximately 14 percent

and that it is associated with lower total enrollment as well as a
reduced share of total enrollees who reported any tobacco use.

Read The March Issue

[link removed]

Elsewhere At Health Affairs

Today in Health Affairs Forefront, articles cover topics including
health care prices and innovation in the health care sector.

Prices for health care services in the commercial sector in the US are
high and vary widely within and across geographic markets.

Michael Chernew and coauthors consider two strategies to limit health
care prices
:
comprehensive price caps supported by rate review and out-of-network
price caps.

Lisa Simpson and Karen DeSalvo examine the innovations that transpired
during the pandemic, such as telehealth services, and how to sustain the
next generation of innovation

beyond COVID-19.

Elevating Voices: Trans Day Of Visibility: We are continuing our
Elevating Voices series today in honor of Trans Day Of Visibility.

Check out this tweet thread

highlighting Health Affairs articles, Forefront articles, and Narrative
Matters essays that focus on health and well-being among the trans and
nonbinary communities.

Daily Digest

Marketplace Health Insurance Ratings: Most Potential Enrollees Have
Access To Plans Of Medium Or High Quality

Thomas C. Tsai et al.

Tobacco Surcharges Associated With Reduced ACA Marketplace Enrollment

Ernest Dorilas et al.
Two Approaches To Capping Health Care Prices

Michael E. Chernew et al.

Diverse Collaboration To Drive The Next Generation Of Innovation

Lisa Simpson and Karen B. DeSalvo

[link removed]

Jobs At Health Affairs

Health Affairs is the perfect place to advance your career while
contributing to the leading research and analysis on improving health
policy and health care.

Our team contains a deep bench of experienced professionals in health
policy, dedicated to making health care better. Below are the current
job openings at Health Affairs:

* Development Assistant

(New)

* Sales And Partnerships Manager

 

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About Health Affairs

Health Affairs is the leading peer-reviewed journal
at the intersection of health,
health care, and policy. Published monthly by Project HOPE, the journal
is available in print and online. Late-breaking content is also found
through healthaffairs.org , Health Affairs Today
, and Health Affairs Sunday
Update .  

Project HOPE is a global health and
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health care workers to save lives across the globe. Project HOPE has
published Health Affairs since 1981.

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