Borrowing, debt, benefits... get help now

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Money - need help and advice in your area?

Worried about money? You're not alone. 

One-in-three people are so worried about money it damages their mental health. The stress can also mean they avoid, or delay, getting help. Now, Nottingham City Council is urging people to talk about money and seek help early, before financial problems build up. 

Dealing with debt

money pup calculator

It's really common for people to avoid facing up to debt problems, even avoiding opening the post as a result. 

But leaving bills to mount up will only make it worse. You are not alone in having debt issues, and you do not need to be alone in sorting them out. The sooner you start, the sooner things will be on the path to being sorted.

Visit our Debt advice hub

Visit your nearest Nottingham Advice Centre, taking paperwork like bills and bank statements with you. An adviser will help you put a plan in place.


Benefits - are you entitled to more?

money pup high five

Did you know that many benefits go unclaimed because people don't know what they're entitled to?

Last year, Nottingham advice services helped people to access more than £19 million worth of unclaimed benefits and tax credits - often by helping to overturn benefits which were wrongly refused. 

To check what you're entitled to, visit our Benefits advice hub, or visit an adviser. 


Borrowing? Don't get ripped off!

credit union

If you need to borrow money, always look at the total cost, including any fees. The cheapest place to borrow will always be a bank, building society or the Nottingham Credit Union.

Don't be fooled by payday lenders, high-street 'rent to buy' shops or lenders who come to your front door - they might seem like an easy way to get cash quickly, but you will end up paying a lot more because of their high interest rates.  

Find out more about borrowing so you don't pay more than you need to

Choose a responsible lender with low interest rates. Nottingham Credit Union offers low cost loans from as little as £100. 


Food banks, lunch clubs and free or cheap meals

money pup food

Many free or cheap meals are available across Nottingham - they're a great opportunity to have a tasty meal with friendly people. 

Food banks are also available near you - simply drop in if you need help. 

Find food banks and meals near you


Your local Councillors in Bestwood

Jay

Councillor Jay Hayes

Audra

Councillor Audra Wynter

Georgia

Councillor Georgia Power

Your local Councillors hold regular surgeries:

  • Masson Court Community Room, Old Farm Road
    1st Saturday in every month (excluding August and bank holiday weekends), 10am to 10:40am
  • Bestwood Park Community Centre, Beckhampton Road
    1st Saturday in every month (excluding August and bank holiday weekends), 10:45am to 11:25am
  • Bestwood Estate Community Centre, Gainsford Crescent
    1st Saturday in every month (excluding August and bank holiday weekends), 11:30am to 12:10pm
  • Leen Valley Community Centre, Arnold Road
    1st Saturday in every month (excluding August and bank holiday weekends), 12:15pm to 1pm
  • Southglade Library 
    3rd Saturday in every month (excluding August and bank holiday weekends), 10am to 11am
  • Bestop Kitchen, Bestwood Park Church
    3rd Thursday of every month 4:30 to 5:30pm
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