Announcements
Call for Submissions: Speak at the 2022 Just Economy Conference
As we plan to return to an in-person Just Economy Conference, what conversations do you want to lead? What new ideas can you bring to the table to help us imagine and create a just economy? What topics are most critical as we continue to deal with an economy ravaged by a global pandemic. [Submit now]
A DC Hub for Nonprofits, Events and Work
For nonprofits and social sector ventures in DC: Do your work and meetings at the new Just Economy Club in DC. It’s hosted by NCRC in the historic Union Trust building at 15th and H Streets, just around the corner from The White House. [Join today]
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Views
Dr. King’s Testament of Hope Amidst Melancholy and Discouragement In 2022
By Dedrick Asante-Muhammad
As has been true throughout my life, the words of Dr. King, though written over 50 years ago, speak clearly to the times I am living in. [Read more]
The Disparate Impact of Using “Ever Charged” on a Commercial Loan Application
By Anneliese Lederer
An applicant is considered a lending risk for having been “ever charged” with any crime, other than a minor vehicle violation, no matter when it occurred. This practice is not only factually suspect, it is discriminatory. [Read more]
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Events
2022 National Day of Racial Healing
January 18 at 3 pm ET
Join The W.K. Kellogg Foundation for the live premiere of the National Day of Racial Healing.
[Register here]
Remaking the Economy: Advocacy and Community, the Delicate Balance
January 20 at 2 pm ET
Join Nonprofit Quarterly in this panel discussion on how their organizations and the economic justice movements that they support strike a balance between advocacy and community.
[Register here]
Quarterly Fair Housing Call
January 27, 2:00 pm ET – 3:00 pm ET
NCRC will be kicking off 2022’s quarterly fair housing call with our members on January 27. We look forward to collaborating with you to address fair housing/ fair lending issues during this next (which we assume to be pivotal) year!
[Register here]
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Research
Does Perceived Socio-Economic Status Impact Access to Credit in the Small Business Arena?
By Anneliese Lederer, Sara Oros, Dr. Sterling Bone, Dr. Maura Scott, Dr. Glenn Christensen
A new set of tests by NCRC found the customer experience was worse for Black testers compared to White testers, especially for those with lower perceived socioeconomic status. [Read more]
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Resources
New Learning & Training Hub
Our new learning management system is live! It is designed with you in mind, offering a more robust experience for every kind of learner. [Learn more]
Browse Our Collection of Research and Reports
We have an extensive library of research and reports that dates back many years; now available in one convenient location! [View all]
Browse Our Collection of Racial Wealth Snapshots
Over the past two years, NCRC has put together a catalog of Racial Wealth Snapshots. [View all]
Sign and Share the Just Economy Pledge
America should not only promise but deliver to all Americans opportunities to build wealth and live well. Sign the pledge and share it to help us expand the movement for a Just Economy. [Sign and Share]
Member Hub
NCRC members: Don't forget you have access to our member hub! Learn more about membership here. You can join as an organization or an individual.
2021 Fair Lending Tool
Use our interactive tool to produce a report on mortgages, small business lending and bank branch networks for any city, county or metro area in the nation. [Access the tool here]
TreasureCRA Page
CRA will be essential for COVID-19 economic recovery in the communities hardest hit by the pandemic. Use the tools on this page to reach your friends and local leaders. [Read more]
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In the News
Closing the Racial Wealth Divide: A Plan to Boost Black Homeownership
By Dedrick Asante-Muhammad and Joshua Devine, Nonprofit Quarterly
To reverse the decline of Black homeownership and advance a more equitable economy, a focus on substantively increasing Black homeownership is necessary. In this vein, the National Community Reinvestment Coalition, where we are both from, advocates setting a goal of reaching 60% Black homeownership within 20 years. [Read more]
Lenders Urge CFPB to Scale Back Small-Business Data Collection Plan
By Kate Berry, American Banker
Consumer groups want more data added. For example, the National Community Reinvestment Coalition urged the bureau to collect the annual percentage rate on small-business loans and credit scores from small-business loan applicants. [Read more]
Analysis: A People's Fed? It's Starting to at Least Look that Way
By Ann Saphir and Lindsay Dunsmuir, Reuters
"I'm really proud of what we've done," Fed Chair Jerome Powell told the National Community Reinvestment Coalition last May. "We've worked hard at that." [Read more]
Mayor Randall Woodfin Outlines Plans for Continued Neighborhood Revitalization in 2022
By Josh Gauntt, WBRC
The city has partnered with the National Community Reinvestment Coalition and looking to bring affordable housing to more communities in the city. “The city’s partnership with NCRC housing rehab fund will be duplicated in other neighborhoods throughout the city where we continue to very intentional about housing in our community,” Woodfin said. [Read more]
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On Our Radar
HUD Awards Nearly $105 Million to Protect Family from Home Health and Safety Hazards
By HUD
Congratulations to NCRC members: Community Service Programs of West Alabama; City of Tampa; Enterprise Community Partners; Habitat for Humanity of Michigan; City of Jackson; City of Cleveland. [Read more]
Racial, Ethnic Minorities and Low-income Groups in US Exposed to Higher Levels of Air Pollution
By Harvard T.H. Chan School of Public Health
Certain groups in the U.S.—Blacks, Asians, Hispanics, Latinos, and low-income populations—are being exposed to higher levels of dangerous fine particulate air pollution (PM2.5) than other groups, according to new research from Harvard T.H. Chan School of Public Health. [Read more]
Black Mortgage Applicants Denied 84% More Often than White Borrowers
By Nicole Bachaud, Zillow
Nationwide, 19.8% of Black applicants were denied a mortgage in 2020, the highest among races and much higher than the 10.7% of white applicants who are denied. Black applicants had the highest denial rates in Mississippi (31%), Louisiana (26.1%), Arkansas (26%) and South Carolina (25.8%) [Read more]
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Support our work
Join the Just Economy Club, the network for individuals who support NCRC’s research, publishing, investigations, training, advocacy and programs.
Join Here
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