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** Just News
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for December 17, 2021
News and views from the National Community Reinvestment Coalition. Find more at ncrc.org. For continuous updates, follow us on Twitter ([link removed]) , Facebook ([link removed]) and Instagram ([link removed]) .
We're taking a break and this will be our last Just News of the year. We'll be back in action in January. Wishing you happy holidays and a peaceful New Year!
** End of Year - Donate
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Another year is winding down. Inequality isn’t.
With you, the National Community Reinvestment Coalition aims for a nation that not only promises but actually delivers to all Americans opportunities to build wealth and live well. We can’t do it alone. Donate to NCRC to help us carry on the good fight for a Just Economy. [Donate Now ([link removed]) ]
** Announcement
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The 2022 Just Economy Conference is Bank In-Person in June!
We’ve got big news! The Just Economy Conference is back in-person in 2022. It will take place in Washington, DC, June 13-15. Registration is now open! [Register now ([link removed]) ]
** News
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NCRC Welcomes OCC Final Rule To Rescind Its Disastrous 2020 CRA Rule
Getting the disastrous 2020 CRA rule fully rescinded was a hard-fought battle that involved comments from hundreds of our members across the nation and this is a huge victory for them and their communities. We’re relieved and welcome this action from the OCC. [Read more ([link removed]) ]
NCRC Supports Nomination Of Sandra Thompson As FHFA Director
In her short time at FHFA, she has led the agency towards a more ambitious vision for a more equitable housing finance system that enables more Americans to buy homes and accumulate personal wealth. [Read more ([link removed]) ]
NCRC Welcomes FDIC Review Of Bank Merger Guidelines
This review of bank mergers is long overdue. Some banks and other lenders have gotten away for too long with racial discrimination and bias in lending. [Read more ([link removed]) ]
** Field Notes
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NCRC’s Field Empowerment Fund Expands Funding For COVID-19 Economic Recovery
With support from Morgan Stanley, the first round of NCRC’s $5 million Field Empowerment Fund (FEF) provided unrestricted grants this year to 30 NCRC member community organizations to help them in respond to economic challenges created by the COVID-19 pandemic. [Read more ([link removed]) ]
** Event
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NCRC CRA And Race Webinar
Online Event Archive Recorded December 15, 2021
Redlining was a practice rooted in racism, and the only way to combat and reverse the impact of redlining is to address race directly. If you missed it live, catch up with the recording. [Watch now ([link removed]) ]
** Research
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Does Perceived Socio-Economic Status Impact Access to Credit in the Small Business Arena?
By Anneliese Lederer, Sara Oros, Dr. Sterling Bone, Dr. Maura Scott, Dr. Glenn Christensen
A new set of tests by NCRC found the customer experience was worse for Black testers compared to White testers, especially for those with lower perceived socioeconomic status. [Read more ([link removed]) ]
** Resources
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New Learning & Training Hub
Our new learning management system is live! It is designed with you in mind, offering a more robust experience for every kind of learner. [Learn ([link removed]) more ([link removed]) ]
A DC Hub for Nonprofits, Events and Work
For nonprofits and social sector ventures in DC: Do your work and meetings at the new Just Economy Club in DC. It’s hosted by NCRC in the historic Union Trust building at 15th and H Streets, just around the corner from The White House. [Read more ([link removed]) ]
Browse Our Collection of Research and Reports
We have an extensive library of research and reports that dates back many years; now available in one convenient location! [View all ([link removed]) ]
Browse Our Collection of Racial Wealth Snapshots
Over the past two years, NCRC has put together a catalog of Racial Wealth Snapshots. [View all ([link removed]) ]
Sign and Share the Just Economy Pledge
America should not only promise but deliver to all Americans opportunities to build wealth and live well. Sign the pledge and share it to help us expand the movement for a Just Economy. [Sign and Share ([link removed]) ]
Member Hub
NCRC members: Don't forget you have access to our member hub ([link removed]) ! Learn more about membership here ([link removed]) . You can join as an organization or an individual ([link removed]) .
2021 Fair Lending Tool
Use our interactive tool to produce a report on mortgages, small business lending and bank branch networks for any city, county or metro area in the nation. [Access the tool here] ([link removed])
NCRC COVID-19 Resource Page
We've compiled and are updating an index of COVID-19 resources for communities, small businesses, individuals and organizations that serve them, such as housing counseling agencies. [Read more] ([link removed])
TreasureCRA Page
CRA will be essential for COVID-19 economic recovery in the communities hardest hit by the pandemic. Use the tools on this page to reach your friends and local leaders. [Read more] ([link removed])
** In the News
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Experience ShopHER! FOX 5 DC Visits ShopHER At Union Station
By Fox 5 DC
Fox 5 DC visited ShopHER this week to showcase the local, women-owned small businesses and their fantastic products from DC and around the world. Visit ShopHER on the second floor of Union Station to purchase unique Holiday Gifts! [Watch now ([link removed]) ]
Mortgage Industry Cheers Sandra Thompson’s Nomination
By Georgia Kromrei, Housing Wire
But now that Thompson is up for a five-year term, Van Tol, too, praised the decision. She’s already taken important steps, he said, including creating a new affordability goal focused exclusively on communities of color. [Read more ([link removed]) ]
The Community Reinvestment Movement Ponders Its Future
By Steve Dubb, Nonprofit Quarterly
Out of the successful campaign to preserve CRA in 1990, the National Community Reinvestment Coalition (NCRC) was born. Initially comprised of 16 local, regional, and national groups, some of which—including the National Low Income Housing Coalition, Local Initiatives Support Corporation (LISC), Community Change, Enterprise Community Partners, and the NAACP—remain prominent today, the group’s membership has expanded to include 620 member organizations across 44 states. [Read more ([link removed]) ]
** On Our Radar
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'Gentrification' Changes the Personality Make-Up of Cities in Just a Few Years, Study Suggests
By University of Cambridge, Phys.org
Rising house prices may change the personality make-up of US cities within a few years, with residents becoming increasingly open-minded—not just as wealthier people move in, but also among longer-term locals. [Read more ([link removed]) ]
‘At 75, I Still Have to Work’: Millions of Americans Can’t Afford to Retire
By Michael Sainato, The Guardian
Over the next decade, the number of workers ages 75 and older is expected to increase in the US by 96.5%, according to the Bureau of Labor Statistics, with their labor force participation rate projected to rise from 8.9% in 2020 to 11.7% by 2030, a rate that has steadily increased from 4.7% in 1996. [Read more ([link removed]) ]
The Latest Thing Keeping Parents From the Office Is a Shortage of Vaccinated Nannies
By Kelsey Butler, Bloomberg Equality
As if working parents didn’t have it hard enough during the pandemic, now a shortage of vaccinated nannies, babysitters and day-care workers is making the seemingly impossible quest to find child care even harder. [Read more ([link removed]) ]
Support our work
Join the Just Economy Club, the network for individuals who support NCRC’s research, publishing, investigations, training, advocacy and programs.
Join Here ([link removed])
Jobs
We are always looking for talented people.
Click here to see job openings. ([link removed])
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