Is there a fix for our Social Security crises?

As it now stands, Social Security is fully funded until 2034.  After that, it is forecasted to be able to pay only 78% of the benefits due its recipients.  This means that recipients would suffer a 12% cut in their monthly payments that year and probably further cuts in subsequent years.  Congress is toying with all sorts of fixes, most often:  

• Raising the Social Security payroll tax which both employees and employers pay;  
• Reducing benefits immediately; or, probably,
• A combination of both.  

I’m here to tell you that neither is it fully funded nor are these fixes likely to cure the problem...

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