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** Just News
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for August 12, 2021
News and views from the National Community Reinvestment Coalition. Find more at ncrc.org. For continuous updates, follow us on Twitter ([link removed]) and Facebook ([link removed]) .
** Announcements
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NCRC Applauds HUD, FHFA Plan to Strengthen Enforcement of the Fair Housing Act, and Inclusion of Rental Payment Data for Mortgage Risk Assessments at Fannie Mae
This is a bold and promising move to align and combine forces at agencies that should work together to end housing and lending discrimination and, importantly, to ensure their policies expand access to affordable homeownership for more borrowers and communities of color. [Read more ([link removed]) ]
Browse NCRC's Collection of Racial Wealth Snapshots
Over the past two years, NCRC has put together a catalog of Racial Wealth Snapshots. [View all ([link removed]) ]
** Views
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Years After A Toxic Spill, An Alabama Community Loses Hope
By Rose Ramirez and Brad Blower
Last month, the National Community Reinvestment Coalition (NCRC), the South Alabama Fair Housing Center (SAFHC) and We Matter Eight Mile Community Association (We Matter Eight Mile) held a community meeting in the predominantly Black community of Eight Mile, north of Mobile, Alabama. [Read more ([link removed]) ]
Language Barriers And Healthcare
By Emily Orminski
At least 350 languages are spoken in US households. With that many languages, it comes as no surprise that language barriers are an everyday challenge for some Americans. [Read more ([link removed]) ]
** Policy
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Letter of Support for Dave Uejio Aa Assistant Secretary for Fair Housing and Equal Opportunity, Department of Housing and Urban Development
The undersigned civil rights, community, consumer and small business organizations write to express our strong support for the nomination of Mr. Dave Uejio to serve as the next Assistant Secretary for Fair Housing and Equal Opportunity at the Department of Housing and Urban Development (HUD). [Read more ([link removed]) ]
Comment to FHFA on the Fannie Mae and Freddie Mac 2022-2024 Underserved Market Plans
The underserved market plans developed by Fannie Mae and Freddie Mac (“the Enterprises”), like the setting of Enterprises’ housing goals, represent an opportunity for the companies to fulfill the tremendous potential of their affirmative obligations to address the most pressing affordable housing challenges across the single-family and multifamily markets. [Read more ([link removed]) ]
** Research
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Massachusetts CRA for Mortgage Companies: A Good Starting Point for Federal Policy
By Josh Silver
Several affordable housing and civil rights organizations engaged in a multi-year advocacy campaign for expanding Massachusetts’ statewide Community Reinvestment Act (CRA) to include mortgage companies. [Read more ([link removed]) ]
** Resources
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Forum & Hub
NCRC members: Don't forget you have access to our forum ([link removed]) and member hub ([link removed]) ! Learn more about membership here ([link removed]) . You can join as an organization or an individual ([link removed]) .
2021 Fair Lending Tool
Use our interactive tool to produce a report on mortgages, small business lending and bank branch networks for any city, county or metro area in the nation. [Access the tool here] ([link removed])
NCRC COVID-19 Resource Page
We've compiled and are updating an index of COVID-19 resources for communities, small businesses, individuals and organizations that serve them, such as housing counseling agencies. [Read more] ([link removed])
TreasureCRA Page
CRA will be essential for COVID-19 economic recovery in the communities hardest hit by the pandemic. Use the tools on this page to reach your friends and local leaders. [Read more] ([link removed])
** In the News
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John Oliver Broke Down Housing Discrimination on the Latest ‘Last Week Tonight’. Here’s How the Issue Affects the Chicago Area.
By Chicago Tribune Staff, Chicago Tribune
McMorris, a Washington, D.C.-based real estate developer and civil rights activist, has formed a new property redevelopment firm meant to right the wrongs of redlining, in partnership with the National Community Reinvestment Coalition. [Read More ([link removed]) ]
Is Gentrification the Answer for Struggling Real Estate Markets, or Is It the Problem?
By Liz Brumer-Smith, Microsoft News
Other studies that have tracked resident mobility on broader terms -- such as the one on Washington, D.C., that the National Community Reinvestment Coalition conducted -- found that the city, now identified as the most gentrified in America, lost more than 20,000 of its African American residents during the city's gentrification (from 2000 to 2013). [Read More ([link removed]) ]
Dorchester Food Co-Op – A Model for Community Ownership in a Neighborhood “Not For Sale”
By Marigo Farr, The Boston Scope
With its alternative structure and ideals, the co-op has secured its first brick-and-mortar location during a pivotal moment for Dorchester. According to a 2017 study by the National Community Reinvestment Coalition, the neighborhood of Dorchester was in the lower 40th percentile of income and home value and therefore “eligible for gentrification.” [Read More ([link removed]) ]
** On Our Radar
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Census Data Show America’s White Population Shrank for First Time in U.S. History
By Paul Overberg and John McCormick
The first detailed results of the 2020 census show that the total white population shrank for the first time in the nation’s history as the U.S. diversified and continued to grow more rapidly in the South and Southwest. [Read More ([link removed]) ]
A Hotter Future Is Certain, Climate Panel Warns. But How Hot Is Up to Us
By Brad Plumer and Henry Fountain, The New York Times
Some devastating impacts of global warming are now unavoidable, a major new scientific report finds. But there is still a short window to stop things from getting even worse. [Read More ([link removed]) ]
Low Income Housing Tax Credit Enriching Private Interests At Expense Of Common Good
By Peter J Reilly, Forbes
According to the National Law Center on Homelessness & Poverty, there is no clear rule to the effect that living in the land of the free and the home of the brave gives one a right to housing. Nonetheless, the Federal Government has supported affordable housing, in one way or another since the Great Depression. [Read More ([link removed]) ]
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