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** Just News
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for August 6, 2021
News and views from the National Community Reinvestment Coalition. Find more at ncrc.org. For continuous updates, follow us on Twitter ([link removed]) and Facebook ([link removed]) .
** Announcements
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Browse NCRC's Collection of Racial Wealth Snapshots
Over the past two years, NCRC has put together a catalog of Racial Wealth Snapshots. [View all ([link removed]) ]
Whites and the Racial Wealth Divide Snapshot
By Dedrick Asante-Muhammad, Sally Sim and Kathy Ramirez
The idea and identity of whiteness in America has long been constructed, remodeled and refitted. Used as a tool to exclude and oppress, to be identified as White was, and is, a way to gain access to privileges. [Read more ([link removed]) ]
** Views
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Undoing Structural Racism: The Need for Systemic Change in Housing Policy
By Josh Silver
In this review of a set of essays by leading housing justice advocates, NCRC Senior Policy Advisor Josh Silver examines the micro-dynamics of structural racism in housing. [Read more ([link removed]) ]
Sleep is a Cyclical Inequity for Those in Poverty
By Emily Orminski
Recently released Center for Disease Control (CDC) data has shown just how much your sleep may be affecting your health and wealth, and the results of this data are especially significant for those who are low income. [Read more ([link removed]) ]
** Policy
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Letter of Support for Dave Uejio Aa Assistant Secretary for Fair Housing and Equal Opportunity, Department of Housing and Urban Development
The undersigned civil rights, community, consumer and small business organizations write to express our strong support for the nomination of Mr. Dave Uejio to serve as the next Assistant Secretary for Fair Housing and Equal Opportunity at the Department of Housing and Urban Development (HUD). [Read more ([link removed]) ]
Comment to FHFA on the Fannie Mae and Freddie Mac 2022-2024 Underserved Market Plans
The underserved market plans developed by Fannie Mae and Freddie Mac (“the Enterprises”), like the setting of Enterprises’ housing goals, represent an opportunity for the companies to fulfill the tremendous potential of their affirmative obligations to address the most pressing affordable housing challenges across the single-family and multifamily markets. [Read more ([link removed]) ]
** Research
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In Philadelphia, Over 21,500 Evictions Were Avoided During the Pandemic, Mostly in Black and Hispanic Communities. Will Evictions Soar as the Moratorium Ends?
By Jason Richardson, Bruce Mitchell and Jad Edlebi
The COVID-19 pandemic has resulted in a crisis for renters and small landlords as missing rent payments have driven both to the brink. [Read more ([link removed]) ]
Massachusetts CRA for Mortgage Companies: A Good Starting Point for Federal Policy
Several affordable housing and civil rights organizations engaged in a multi-year advocacy campaign for expanding Massachusetts’ statewide Community Reinvestment Act (CRA) to include mortgage companies. [Read more ([link removed]) ]
** Resources
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Forum & Hub
NCRC members: Don't forget you have access to our forum ([link removed]) and member hub ([link removed]) ! Learn more about membership here ([link removed]) . You can join as an organization or an individual ([link removed]) .
2021 Fair Lending Tool
Use our interactive tool to produce a report on mortgages, small business lending and bank branch networks for any city, county or metro area in the nation. [Access the tool here] ([link removed])
NCRC COVID-19 Resource Page
We've compiled and are updating an index of COVID-19 resources for communities, small businesses, individuals and organizations that serve them, such as housing counseling agencies. [Read more] ([link removed])
** In the News
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2021 HW Woman of Influence: Marisa Calderon
By Housing Wire
Marisa Calderon has dedicated her career to being a champion for increasing affordable homeownership and bridging the nation’s racial wealth gap in the Black and Latino communities. [Read More ([link removed]) ]
John Oliver broke down housing discrimination on the latest ‘Last Week Tonight’. Here’s how the issue affects the Chicago area.
By Chicago Tribune
McMorris, a Washington, D.C.-based real estate developer and civil rights activist, has formed a new property redevelopment firm meant to right the wrongs of redlining, in partnership with the National Community Reinvestment Coalition. [Read More ([link removed]) ]
Struggling to Get Your Finances in Shape to Buy a House? This Startup Wants to Help
By Jeff Ostrowski, Bankrate
And in another endorsement, the nonprofit National Community Reinvestment Coalition lauded Landis’ offering as a way to close a stubborn racial gap in homeownership and wealth. [Read More ([link removed]) ]
** On Our Radar
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I Know All About Condo Living. After Surfside, Change Is Coming.
By David B. Haber, The New York Times
Weaknesses and omissions are evident in state and local laws and regulations governing condominium buildings both here in Florida and elsewhere. [Read More ([link removed]) ]
Opinion: Narrowing the U.S. Wealth Gap is Important. Narrowing the Racial Wealth Gap is Urgent.
By Editorial Board, The Washington Post
The Federal Housing Act. The Social Security Act. The G.I. Bill. To list these landmark 20th-century laws is to understand how important government support was to building a broad middle class, endowed with a modest but meaningful “piece of the rock,” in the United States. [Read More ([link removed]) ]
DeKalb Judge Issues New Countywide Eviction Moratorium
By Tyler Estep, The Atlanta Journal-Constitution
The nationwide eviction moratorium has expired. But one metro Atlanta judge has extended another lifeline to renters in her county. [Read More ([link removed]) ]
Census Data Change to Protect Privacy Rattles Researchers, Minority Groups
By Paul Overberg, The Wall Street Journal
Funding and representation could shift because of adjustment aimed at shielding individuals’ information. [Read More ([link removed]) ]
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