When Virginia Holleman’s son entered a treatment program, she poured over her insurance benefits to be sure substance use disorder was covered. But two days after he was admitted to the treatment facility, the insurance company refused to pay.
“I was stuck in the middle of an untenable catch-22 between the treatment facility and the insurance company, while my son was fighting for his life and my family was in crisis.”
Unfortunately, Virginia’s story is not uncommon. When insurance companies determine that care is no longer medically necessary and deny ongoing payment, patients have to make difficult financial decisions or are forced to stop in the middle of treatment.
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