Reminders
Member Benefits Webinar
July 21, 1:00 pm ET - 2:00 pm ET
Join NCRC to learn what resources, services, content, and networking opportunities your membership includes and how being an NCRC member can help you in your fight for a #JustEconomy. [Register now]
Not a member? Join now!
The Just Economy Pledge
Our economic and social fractures were devastating before COVID, and the pandemic was a painful reminder that inequality isn’t simply about how much stuff you have. It’s about life and death. [Read more]
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Announcements
Huntington, NCRC Announce $40 Billion Expanded Community Benefits Plan
The plan will focus on affordable housing, small business loans and increased capital to low- and moderate-income communities, communities of color and communities that have been historically disadvantaged. Since 2016, NCRC has facilitated the creation of community benefits plans worth $338 billion with 15 banking groups. [Read more]
LGTBQ+ Economic Equity
For Pride Month, NCRC introduces a new newsletter dedicated to sharing news, analysis and updates on LGBTQ+ issues in housing, financial services and other topics related to a #JustEconomy. [Subscribe now]
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Views
Celebrating Juneteenth Amid Racial Inequality
By Sabrina Terry and Dedrick Asante-Muhammad
As we celebrate and reflect on the end of slavery in the U.S., Juneteenth also reminds us to be critical of how progress is measured. [Read more]
Sexual Harassment And Domestic Violence Threaten Fair Access To Housing
By Sara Oros
Housing discrimination and sexual harassment often overlap and create additional barriers for women in accessing and maintaining safe and affordable housing. [Read more]
The Tulsa Race Massacre: A Reminder Of The Ongoing Fight For Black Wealth Equality
By Sabrina Terry
While Greenwood (aka the Black Wall Street) was literally set to flames in 1921, the veiled injustices that Black small businesses fight today are equally cruel and threaten not only the economic well being of Black people but the culture and history of Black neighborhoods. [Read more]
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Research
Addressing The Needs Of Black-Owned Businesses And Entrepreneurs
By Jamie Buell, Dedrick Asante-Muhammad, Talib Graves-Manns, Wilson Lester, Napoleon Wallace
Despite growth of Black entrepreneurship over the last decade, existing disparities between Black businesses and non-Black businesses is narrowing the pathway to greater employee and revenue growth for these firms. [Read More]
Landis’s Lease-To-Own Model & Black Homeownership
By Jamie Buell, Dedrick Asante-Muhammad
For most Americans, homeownership is the greatest wealth-building asset. However, Black homeownership continues to significantly lag behind White homeownership. This brief explores the potential for Landis, a lease-to-own homeownership company, to make homeownership more accessible for African Americans. [Read More]
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Resources
Forum & Hub
NCRC members: Don't forget you have access to our forum and member hub! Learn more about membership here. You can join as an organization or an individual.
2021 Fair Lending Tool
Use our interactive tool to produce a report on mortgages, small business lending and bank branch networks for any city, county or metro area in the nation. [Access the tool here]
NCRC COVID-19 Resource Page
We've compiled and are updating an index of COVID-19 resources for communities, small businesses, individuals and organizations that serve them, such as housing counseling agencies. [Read more]
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Events
Member Benefits Webinar
July 21, 1:00 pm ET - 2:00 pm ET
Join NCRC to learn what resources, services, content, and networking opportunities your membership includes and how being an NCRC member can help you in your fight for a #JustEconomy. [Register now]
Working Together for Social Change Through Community Partnerships
June 21, 2:00 pm ET - 3:30 pm ET
Join NCRC's to learn how to cultivate relationships with grassroots organizations and nontraditional partners to increase program effectiveness. [Register now]
Fundraising for Sustainability
June 23-24,10:00 am ET - 3:00 pm ET
Join NCRC to gain knowledge about donor portfolio development and management, the psychology of giving and maximizing their digital fundraising ecosystem to build an effective fundraising program. [Register now]
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In the News
Exclusive: JPMorgan is Calling for Reforms to Stop Racial Bias in Housing
By Matt Egan, CNN Business
JPMorgan Chase is throwing its considerable weight behind efforts to root out racial bias in the appraisal of homes in America. [Read More]
Huntington Bancshares makes $40 billion commitment to underserved communities
By Mark Williams, The Columbus Dispatch
“Banks are the stewards of a community’s wealth,” said John Taylor, president and founder of NCRC. [Read More]
3 Ways To Close The Racial Wealth Gap After The Pandemic
By Kemberley Washington, Forbes Advisor
While the pandemic has devastated millions of Americans’ financial security, the inequality of the racial wealth gap means that Black people have been hit even harder. [Read More]
Celebrating Juneteenth Amid Racial Inequality
By Sabrina Terry and Dedrick Asante-Muhammad, Wisconsin State Journal
On Juneteenth, June 19, we celebrate Union Army General Gordon Granger’s order to free the people still enslaved in Texas. The holiday marks the effective end of slavery in the United States. [Read More]
IMBs Have A Duty To Serve Lower-Income Communities
By Jesse Van Tol, HousingWire
A rebuttal to CHLA's assertion that IMBs don't need a federal CRA requirement. [Read More]
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On Our Radar
10 Big Ideas To Improve Life In Small And Midsize Cities
By Konrad Putzier, The Wall Street Journal
America’s cities have always been test labs for new ideas, but the Covid-19 pandemic has sped up the pace of innovation. The pandemic created a “sense of urgency” to address problems such as economic inequality, lack of child care and spotty internet access, says Debbie Cox Bultan, chief executive of NewDEAL, a network of progressive elected officials. [Read More]
Credit Disparities Continue Among Older Adults
By Joe Valenti, AARP
The COVID-19 pandemic presented a wide range of sudden financial challenges, from lost jobs and store closures to price gouging and new expenses. Many people lacked sufficient emergency savings to deal with these kinds of challenges. Some even relied on credit cards for basic expenses—in some cases, even for their rent payments. [Read More]
What The Rich Don’t Want To Admit About The Poor
By Ezra Klein, The New York Times
The American economy runs on poverty, or at least the constant threat of it. Americans like their goods cheap and their services plentiful and the two of them, together, require a sprawling labor force willing to work tough jobs at crummy wages. [Read More]
Millions of Americans Are About to Lose Their Homes
By Mary Harris, SLATE
As people got sick and lost their jobs, Congress first issued an eviction moratorium. This was back in the spring of 2020. It expired, last summer, and the question was, what was going to happen then? That’s how the CDC stepped in. [Read More]
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Support our work
Join the Just Economy Club, the network for individuals who support NCRC’s research, publishing, investigations, training, advocacy and programs.
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