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** Just News
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for June 10, 2021
News and views from the National Community Reinvestment Coalition. Find more at ncrc.org. For continuous updates, follow us on Twitter ([link removed]) and Facebook ([link removed]) .
** Reminder
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Member Benefits Webinar
June 15, 1:00 pm ET - 2:00 pm ET
Join NCRC to learn what resources, services, content, and networking opportunities your membership includes and how being an NCRC member can help you in your fight for a #JustEconomy. [Register now ([link removed]) ]
Not a member? Join now ([link removed]) !
** News
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GROWTH By NCRC And The City Of Birmingham Sign $25 Million Agreement, Start With Building Homes In Ensley Neighborhood
Oak Hill project in Birmingham’s historic Ensley neighborhood is designed to provide opportunities for building generational wealth and community revitalization. [Read more ([link removed]) ]
Introducing The Just Economy Pledge
Our economic and social fractures were devastating before COVID, and the pandemic was a painful reminder that inequality isn’t simply about how much stuff you have. It’s about life and death. [Read more ([link removed]) ]
** Views
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Sexual Harassment And Domestic Violence Threaten Fair Access To Housing
By Sara Oros
Housing discrimination and sexual harassment often overlap and create additional barriers for women in accessing and maintaining safe and affordable housing. [Read more ([link removed]) ]
The Tulsa Race Massacre: A Reminder Of The Ongoing Fight For Black Wealth Equality
By Sabrina Terry
While Greenwood (aka the Black Wall Street) was literally set to flames in 1921, the veiled injustices that Black small businesses fight today are equally cruel and threaten not only the economic well being of Black people but the culture and history of Black neighborhoods. [Read more ([link removed]) ]
** Research
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Addressing The Needs Of Black-Owned Businesses And Entrepreneurs
By Jamie Buell, Dedrick Asante-Muhammad, Talib Graves-Manns, Wilson Lester, Napoleon Wallace
Despite growth of Black entrepreneurship over the last decade, existing disparities between Black businesses and non-Black businesses is narrowing the pathway to greater employee and revenue growth for these firms. [Read More ([link removed]) ]
Landis’s Lease-To-Own Model & Black Homeownership
By Jamie Buell, Dedrick Asante-Muhammad
For most Americans, homeownership is the greatest wealth-building asset. However, Black homeownership continues to significantly lag behind White homeownership. This brief explores the potential for Landis, a lease-to-own homeownership company, to make homeownership more accessible for African Americans. [Read More ([link removed]) ]
** Resources
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Forum & Hub
NCRC members: Don't forget you have access to our forum ([link removed]) and member hub ([link removed]) ! Learn more about membership here ([link removed]) . You can join as an organization or an individual ([link removed]) .
2021 Fair Lending Tool
Use our interactive tool to produce a report on mortgages, small business lending and bank branch networks for any city, county or metro area in the nation. [Access the tool here] ([link removed])
NCRC COVID-19 Resource Page
We've compiled and are updating an index of COVID-19 resources for communities, small businesses, individuals and organizations that serve them, such as housing counseling agencies. [Read more] ([link removed])
** Events
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Member Benefits Webinar
June 15, 1:00 pm ET - 2:00 pm ET
Join NCRC to learn what resources, services, content, and networking opportunities your membership includes and how being a NCRC member can help you in your fight for a #JustEconomy. [Register now ([link removed]) ]
Working Together for Social Change Through Community Partnerships
June 21, 2:00 pm ET - 3:30 pm ET
Join NCRC's to learn how to cultivate relationships with grassroots organizations and nontraditional partners to increase program effectiveness. [Register now ([link removed]) ]
Fundraising for Sustainability
June 23-24,10:00 am ET - 3:00 pm ET
Join NCRC to gain knowledge about donor portfolio development and management, the psychology of giving and maximizing their digital fundraising ecosystem to build an effective fundraising program. [Register now ([link removed]) ]
** In the News
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IMBs Have A Duty To Serve Lower-Income Communities
By Jesse Van Tol, HousingWire
A rebuttal to CHLA's assertion that IMBs don't need a federal CRA requirement. [Read More ([link removed]) ]
Black Home Ownership, Changing The Trend.
By PCRG
A talk by Dedrick Asante-Muhammad, Jesse Van Tol, Joshua Devine and Tracy McCracken, Esq. A radical increase in Black homeownership is needed, if we are going to create parity with whites. One of the defining factors of economic well-being for individuals and families is household net worth or wealth, but not all families are equal. [Read More ([link removed]) ]
What's Missing In Biden's Plan To Address The Racial Wealth Gap
By Peter O'Dowd, Here & Now
To narrow the racial wealth divide, President Biden has pledged to help small disadvantaged businesses and address housing discrimination. But the details in Biden's plan are not as clear as some experts in the field had hoped for. Here & Now's Peter O'Dowd hears more from Dedrick Asante-Muhammad, chief of membership, policy and equity at the National Community Reinvestment Coalition. [Read More ([link removed]) ]
** On Our Radar
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HUD To Reinstate Obama-era Fair Housing Rule Gutted Under Trump — Minus The ‘Burdensome’ Reporting Requirement
By Tracy Jan, The Washington Post
Biden's housing department is restoring the requirement that communities take steps to reduce racial segregation or risk losing federal funds. But missing from the requirement is the 2015 mandate that communities undergo an extensive analysis of local barriers to integration and submit plans to dismantle them to the Department of Housing and Urban Development. [Read More ([link removed]) ]
As Warming Fuels Disasters, Relief Often Favors White People
By Christopher Flavelle, The New York Times
The federal government often gives less help to Black disaster survivors than their white neighbors. That’s a challenge for President Biden, who has vowed to fight both inequality and climate change. [Read More ([link removed]) ]
Shareholders Are Pushing Companies To Make Good On Diversity Promises
By Jeff Green and Saijel Kishan, Los Angeles Times
Nine in 10 investors backed a call last month for International Business Machines Corp. to produce an annual diversity report. Five other companies, including renewable energy firm First Solar Inc. and chemical giant DuPont de Nemours Inc., saw more than 80% of shareholders backing diversity proposals. [Read More ([link removed]) ]
Banking On The Community: Upstate Banks Invest In Community-Focused Initiatives, Leaders
By Alex Cooper, Upstate Business Journal
Banks serve a vital role in the U.S. economy and financial system but many Upstate banks are realizing their roles must extend beyond that of a trusted lender and business partner — they must also be good corporate citizens. [Read More ([link removed]) ]
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