News
The System Worked In The Trial Of Derek Chauvin, But That Doesn’t Mean The System Is Fixed
A jury returned a verdict that was obvious. But the outcome wasn’t, because police are so rarely held accountable for killing anyone, and almost never when the victim is Black. So we held our breath and braced for another disappointment, and now we’re relieved that a killer was found guilty of a crime witnessed by the entire world. We can exhale. But George Floyd can’t. [Read more]
NCRC Mourns Passing Of Former Vice President Walter Mondale
Walter Mondale should be remembered for his personal leadership and for the values he championed as we look to strengthen the Fair Housing Act and its enforcement and remove the barriers to fair housing and homeownership that persist to this day. [Read more]
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Views
Guaranteed Income Programs: A Potential Lifeline For Low-Income Women Of Color In Crisis
By Vinu Ilakkuvan
These guaranteed income programs – unlike universal basic income – are targeted to low-income populations, including sometimes specifically low-income women or low-income women of color. They are not intended to replace the existing safety net, but rather supplement it. [Read more]
Community Organizations Seek A Sharp Focus On Rigor, Equity And Responsible Lending And Banking Practices In CRA Reform
By Josh Silver
This article focuses on the views of NCRC member organizations and community-based allies. If community organizations could write the CRA regulations, the CRA would increase in rigor, grade inflation would be curbed and the focus would be on underserved populations including low- and moderate-income populations, tribal communities, people of color, rural communities and people with disabilities. [Read more]
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Research
Racial Wealth Snapshot: Women, Men And The Racial Wealth Divide
By Dedrick Asante-Muhammad and Sally Sim
Women have made great strides in the workplace, comprising nearly half of the workforce, and surpassing men in higher education achievement. Yet, women still make less income, have less wealth and face greater economic instability than their male counterparts. [Read More]
Black Entrepreneurship’s Lethal Pre-Existing Condition: The Racial Wealth Divide During The COVID Crisis
By Dedrick Asante-Muhammad, Dr. Jared Ball, Jamie Buell, Joshua Devine
Much like the impact on individuals, the severity with which COVID-19 continues to ravage Black businesses has everything to do with their precondition. To focus primarily on the negative impact of COVID-19 on Black businesses fails to recognize the poor economic health of Black entrepreneurs and small businesses before the COVID crisis and the pre-existing conditions which set the context for recent trends. [Read More]
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Resources
Forum & Hub
NCRC members: Don't forget you have access to our forum and member hub! Learn more about membership here. You can join as an organization or an individual.
2021 Fair Lending Tool
This interactive allows users to produce a report on mortgages, small business lending and bank branch networks for any city, county or metro area in the nation. [Access the tool here]
NCRC COVID-19 Resource Page
We've compiled and are updating an index of COVID-19 resources for communities, small businesses, individuals and organizations that serve them, such as housing counseling agencies. [Read more]
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Events
ZIP Code Matters: Documentary Screening And Panel Discussion
April 29, 6:00 pm EST - 7:30 pm EST
Join NCRC's Director of Research Jason Richardson and other experts for a special virtual screening of a new documentary, followed by a panel discussion to further explore how our life outcomes are shaped by where we live. [Register now]
2021 Just Economy Conference
May 3-4
Come to the national online event for community, policy, government, business and foundation leaders who work for fairness in lending, housing and business, and to make all Americans equal parts of the formula for national success. [Register now]
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In the News
Black Business (v/as) Community Building
By Black Power Media, YouTube
Dedrick Asante-Muhammad, Jamie Buell and Joshua Devine joined the show to talk about a new report from the National Community Reinvestment Coalition (NCRC) and then Kamau Franklin of Community Movement Builders and Black Power Media, joined us to talk about his work and that of CMB. [Read More]
The Funding Gap: How To Address Two Huge Challenges Holding Back Minority-Owned Businesses
By Payson Johnston, Forbes
A study from the National Community Reinvestment Coalition found that Black-owned businesses seeking options and information regarding small business loans under COVID-19 programs like the Paycheck Protection Program, or PPP, were treated differently than White business owners. [Read More]
Lincoln County Losing Its Only Bank As Wells Fargo To Close Shoshone Branch
By Zac Ezzone, Magic Valley
According to a report from the National Community Reinvestment Coalition, more than 13,000 bank branches have closed in the U.S. between 2008 and 2020. [Read More]
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On Our Radar
The ‘New Redlining’ Is Deciding Who Lives in Your Neighborhood
By Richard D. Kahlenberg, The New York Times
If you care about social justice, you have to care about zoning. [Read More]
Former Top Banking Regulator Brian Brooks To Become CEO Of Binance.US
By Yogita Khatri, The Block
Former top banking regulator Brian Brooks is set to become CEO of Binance.US. Binance.US is currently headed by Catherine Coley. It is not clear whether Coley will stay with the exchange in a different role or leave altogether. [Read More]
Down Payment Assistance Focused On First-Generation Buyers Could Help Millions Access the Benefits of Homeownership
By Jung Hyun Choi and Janneke Ratcliffe, Urban Wire
As the US population becomes older and more diverse, lagging homeownership rates for young households and households of color should cause concern. [Read More]
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