For-profit colleges make loans directly to students, with none of the protections that federal loans offer

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Liz Willen Dear reader,

Students who start behind are among those who concern us most at The Hechinger Report, as our early education reporting ([link removed]) shows.

This week, our reporting spotlights more inequities. Millions of students have suffered learning loss in the pandemic, but for some special education students ([link removed]) the problem is much worse: They are regularly sent home early as punishment for behavior issues.

We also revealed the harmful practice of for-profit colleges making loans directly to students, with none of the protections that federal loans offer. It’s part a series we’re doing focused on hidden debt ([link removed]) that, again, leaves too many students behind.

We hope you’ll read these stories and tell us what you think; we want to hear from our readers.
Liz Willen, Editor

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Main Idea


** Left in the lurch by for-profit college direct loans ([link removed])
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Direct school-to-student loans have ensnared hundreds of thousands of students at for-profit colleges. When students borrow directly from a college, they aren’t protected by the same government safeguards they would have if they took out federal loans. The colleges can demand payments while students are still in school. They can withhold transcripts for nonpayment. They can impose onerous interest rates, reaching into the double digits. (Published in partnership with
The New York Times.) This story is part of Hidden Debt Trap, a project that will continue this kind of reporting.

👉 Get updates about this project delivered directly to your inbox and speak directly with the reporters about their work. Subscribe ([link removed]) to our free Hidden Debt Trap newsletter.

👉 We are taking reader questions to help us continue our reporting. Fill out the form on this page ([link removed]) to tell us what you want us to answer next.
Reading List


** Sent home early: Lost learning in special education ([link removed])
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Some students with disabilities have had their school days shortened for months or years, often with devastating consequences.


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Opinion: Here’s how to make sure low-income high school graduates don’t put off college indefinitely ([link removed])
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Ideas for helping those who deferred college due to the pandemic.


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PROOF POINTS: Slim research evidence for summer school ([link removed])
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Popular policy proposal is plagued by poor attendance, quality concerns.


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OPINION: How to keep our most vulnerable students from losing ground in the pandemic ([link removed])
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Nebraska superintendent says dismantling structural and racial inequities will help.


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When the man behind the curtain is female: More women now hold key education policymaker jobs ([link removed])
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Female education staffers are newly the majority in the California legislature — now they set the culture and they say their gender matters.


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COLUMN: Standardized tests aren’t the problem, it’s how we use them ([link removed])
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Tests will tell us the extent of the damage of the last 12 months.


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OPINION:Now is the time to hire and promote Asian Americans into leadership positions ([link removed])
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Education leaders, faculty and staff must work together to develop meaningful solutions.
Solutions
"How this Queens community built $1,000 college savings accounts for all its kids ([link removed]) ," Fast Company

This week’s solutions section came from SolutionsU ([link removed]) powered by Solutions Journalism Network and their database of solutions journalism. Search ([link removed]) for more solutions.
👋 Contact Nichole Dobo at [email protected] (mailto:[email protected]) to give feedback on The Hechinger Report’s newsletters. Did you know we produce newsletters on early childhood ([link removed]) , education research ([link removed]) , the future of learning ([link removed]) , higher education ([link removed]) and the state of Mississippi ([link removed]) ? And it helps us if you recommend our newsletters to a friend.
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