Washington politicians and special interests have tried to manipulate voters into thinking that health care = health insurance. But they’re two SEPARATE things.
One of the biggest drivers of high cost, limited choices, and lack of competition in health care is the dysfunctional health insurance system.
Friend,
we really need you to urge your elected officials and candidates to pledge to take action on price transparency legislation immediately.
Here’s the issue with our existing healthinsurance model:
Health insurance is strongly tied to employment:
Most people with private insurance get it through their employer.
So when millions of Americans lost their jobs during the pandemic, they also lost their health insurance.
Americans lack choice in their insurance plans:
Most employers only offer one plan.
Most workers simply accept the plan offered by their employer.
Many health insurance plans offered by employers are high-deductible plans, which is where many people get hit with sticker shock and surprise bills.
All plans (employer and non-employer) are standardized to meet federal regulations, limiting customization, variety, and market competition.
Insurance plans dictate which doctors are in network and which are not, leaving patients stuck between a rock and a hard place when they really need to see a certain doctor or specialist.
Americans can’t see the true cost of care upfront:
We cannot shop or plan for health services based on price because of lack of price transparency.
We pay for most medical care through a third party, like insurance or a federal program, making it easier for the health industry to hide price information.
