Redlining & Neighborhood Health; Racial Wealth Snapshot and More.

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** Just News
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for October 16, 2020

News and views from the National Community Reinvestment Coalition. Find more at ncrc.org. For continuous updates, follow us on Twitter ([link removed][UNIQID]) and Facebook ([link removed][UNIQID]) .


** Special Event
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Redlining And Neighborhood Health
October 20, 12:00 pm EDT - 1:30 pm EDT

In this webinar we will discuss the new report ([link removed][UNIQID]) , major findings, and how redlining plays out at the local level in Rochester and Baltimore. In addition, we will demonstrate the web application that allows you to explore the relationship between redlining and public health across over 140 cities.

Speakers
* Jason Richardson, NCRC
* Jad Edlebi, NCRC
* Bruce Mitchell, PhD, NCRC
* Marceline White, Maryland Consumer Rights Coalition
* Ruhi Maker, Empire Justice Center

Register Now ([link removed][UNIQID])


** Views
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Systemic Problems Call For Systemic Solutions: California Needs The Right Policy Tools To Address Historic Racism
By Kelsey Lyles and Adam Briones
By every measure, COVID-19 has exposed the structural inequality that communities of color face in our country. Here in California, African Americans and Latinos suffer disproportionately and data from the State Public Health Department shows that African Americans, Latinx and Native Hawaiian and Pacific Islanders over age 18 are dying at disproportionate rates. [Read More] ([link removed][UNIQID])

Baltimore: The Black Butterfly
By Marceline White
Dr. Lawrence Brown coined the term “the Black Butterfly” to describe the contrast between the “White L,” an area around the Inner Harbor and stretching straight North to the wealthy neighborhoods of Homeland and Guilford, with the low-income, majority-Black neighborhoods that make up large swaths of East and West Baltimore. [Read More] ([link removed][UNIQID])


** News
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NCRC Staff Member Elected to Board of the Faster Payments Council
National Community Reinvestment Coalition (NCRC) Senior Policy Advisor Adam Rust has been elected to serve on the US Faster Payments Council’s Board of Directors. Rust will serve a term through 2022. [Read More] ([link removed][UNIQID])

Trump Tweet Halts Passage of HEROES Act
“We’re in a historic health and financial crisis, and the president and Senate Republicans have turned their backs on people who need help now," said Jesse Van Tol, CEO of NCRC. [Read More] ([link removed][UNIQID])


** Policy
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NCRC Short Summary Of Federal Reserve Board Advanced Notice Of Proposed Rulemaking On The Community Reinvestment Act
By Josh Silver
On September 21, the Federal Reserve Board approved an Advance Notice of Proposed Rulemaking (ANPR) on the Community Reinvestment Act (CRA). As an ANPR, this document is not a proposed change to the Federal Reserve’s CRA regulations. However, it offers details about a rule change the Federal Reserve (Fed) is contemplating. [Read More] ([link removed][UNIQID])


** Research
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Racial Wealth Snapshot: Immigration and The Racial Wealth Divide
By Dedrick Asante-Muhammad and Sally Sim
The United States has more immigrants than any country in the world. In 2018, approximately 44.7 million immigrants lived in the United States, accounting for 13.7% of the country’s population. Although immigration has always played a key role in the history and the making of the United States, from the colonial era to the California gold rush and Ellis island, the United States recently saw immigration slow down during the Great Recession. [Read More] ([link removed][UNIQID])

Redlining and Neighborhood Health
New NCRC report shows that there is a higher prevalence of COVID-19 risk factors in historically “redlined” neighborhoods. This paper is one of the first of its kind to examine historical redlining in cities across the nation on numerous present-day neighborhood health outcomes. [Read more] ([link removed][UNIQID])


** Field Notes
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Health Equity Was A Challenge Before Coronavirus
By Alyssa Wiltse
Health and wealth equity didn’t exist in the U.S. before COVID-19, and the pandemic only exacerbated racial, ethnic, gender and geographic disparities. To address these issues and provide a platform for collaborative work toward solutions, NCRC members and partners in North Carolina held a 3-day special online event Oct. 13-15, 2020: Invest in Health and Wealth: Stabilizing Underserved Communities While Fighting a Pandemic. [Read More] ([link removed][UNIQID])

In Memoriam: Lottie Lee Davis
By Reverend Terrance Keeling
On Friday, September 18, 2020, NCRC and the city of Wilmington, Delaware, lost a champion for social justice and equality through the untimely death of Pastor Lottie Lee Davis of Be Ready Jesus is Coming Church. Pastor Lottie, who collaborated with NCRC on a variety of community development, healthcare and workforce development projects in Wilmington, died in a car crash. She was 62. [Read More] ([link removed][UNIQID])


** Resources
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Resources To Help Support The Black Lives Matter Movement
If you are interested in supporting Black Lives Matter, these resources may be helpful for you. [Read more] ([link removed][UNIQID])

NCRC COVID-19 Resource Page
We've compiled and are updating an index of COVID-19 resources for communities, small businesses, individuals and organizations that serve them, such as housing counseling agencies. [Read more] ([link removed][UNIQID])


** Upcoming Events
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Financial Triage – Navigating Challenging Times
October 19, 9:00 am EDT - October 23, 2:00 pm EDT
Join NCRC's Training Academy for a 20-hour (5-day) course to equip practitioners with the tools to help families navigate urgent and critical financial challenges. [Register now] ([link removed][UNIQID]&mc_cid=3ffbe7232c&mc_eid=[UNIQID])
Redlining And Neighborhood Health
October 20, 12:00 pm EDT - 1:30 pm EDT
Join NCRC research and NCRC members Marceline White of Maryland Consumer Rights Coalition and Ruhi Maker of Empire Justice Center to discuss the new NCRC report on Redlining, Public Health and COVID-19 vulnerability. [Register now] ([link removed][UNIQID])

October HCN Huddle Up
October 20, 2:00 pm EDT - 2:30 pm EDT
Join NCRC's Housing Counseling Network to learn how to develop a rental housing counseling program and best practices to execute a program that will help address challenges that many renters are facing during the COVID-19 pandemic. [Register now] ([link removed][UNIQID])


** In the News
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Stalled Stimulus Talks Put Bankers on Edge
By Neil Haggerty, American Banker
But Jesse Van Tol, CEO of the National Community Reinvestment Coalition, said that he has heard from borrowers that lenders are beginning to request that their customers start repaying loans. [Read More] ([link removed][UNIQID])

Fintech Boom Prompts Justice to Revisit Bank Merger Guidance
By Steven Harras, Roll Call
In a draft comment not yet submitted but provided to CQ Roll Call, the National Community Reinvestment Coalition, a pro-consumer group, said it finds the question about online bank deposits “puzzling” because Justice doesn’t currently consider these deposits. [Read More] ([link removed][UNIQID])

The Color of Money: How Black Banks Build Black Economic Mobility
By Felice León, The Root
“We need Black-led financial institutions who have the expertise and who can really help steward the Black dollar toward more economic mobility in the community," said Sabrina Terry, National Community Reinvestment Coalition. [Read More] ([link removed][UNIQID])

TCF Bank and Gary Torgow Announce Loans for Minority Businesses
By Adam Parker, Patch
In a study about discriminatory banking practices, the National Community Reinvestment Coalition found that Black and Hispanic men who applied for loans faced more scrutiny than their White counterparts, despite having stronger applications. This is backed up by statistics from the US Federal Reserve. [Read More] ([link removed][UNIQID])


** On Our Radar
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8 Million Have Slipped Into Poverty Since May as Federal Aid Has Dried Up
By Jason DeParle, The New York Times
After an ambitious expansion of the safety net in the spring saved millions of people from poverty, the aid is now largely exhausted and poverty has returned to levels higher than before the coronavirus crisis, two new studies have found. The number of poor people has grown by eight million since May, according to researchers at Columbia University, after falling by four million at the pandemic’s start as a result of an $2 trillion emergency package known as the Cares Act. [Read More] ([link removed][UNIQID])

Early Voting Begins In Georgia With Long Lines, High Turnout
By Dareh Gregorian, Matteo Moschella and Jane C. Timm, NBC News
In 2019, researchers from the University of California, Los Angeles, Carnegie Mellon University and the University of Chicago used smartphone data to quantify the racial disparity in waiting times at polls across the country. Residents of entirely-Black neighborhoods waited 29% longer to vote and were 74% more likely to spend more than 30 minutes voting. [Read More] ([link removed][UNIQID])

Wells Fargo Fires More Than 100 Employees Accused Of Coronavirus Relief Fraud
By Laurel Wamsley, NPR
Wells Fargo has fired more than 100 employees, saying they personally defrauded a coronavirus relief program from the U.S. Small Business Administration. [Read More] ([link removed][UNIQID])

Opinion | Trump’s Overhaul of Immigration Is Worse Than You Think
By The Editorial Board, The New York Times
The effects are clear. Between 2016 and 2019, annual net immigration into the United States fell by almost half, to about 600,000 people per year — a level not seen since the 1980s — according to an analysis by William H. Frey of the Brookings Institution. (Since the start of the coronavirus pandemic, that number has certainly decreased even more.) [Read More] ([link removed][UNIQID])

#AfterThis: A Virtual Hug
Here's something new and different from NCRC to encourage hope, creativity and a Just Economy: afterth.is ([link removed][UNIQID]) .
New to NCRC? Here's our story. ([link removed][UNIQID])
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