New Cato study on the Community Reinvestment Act. An upcoming publication, America's Nuclear Crossroads: A Forward-Looking Anthology.

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July 11, 2019

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The Community Reinvestment Act in the Age of Fintech and Bank Competition ([link removed] )

The Community Reinvestment Act (CRA) requires banks to lend to low- and moderate-income (LMI) households in the areas where they take deposits. However, the competitive environment is much changed from when the CRA came into force in 1977, and mounting evidence suggests the CRA is either ineffective or damaging. A new study ([link removed] ) from Cato scholar Diego Zuluaga ([link removed] ) argues that there is a strong case for repealing the CRA in favor of alternative policies that better achieve its goals.

- “The Community Reinvestment Act in the Age of Fintech and Bank Competition ([link removed] ) ,” by Diego Zuluaga
- Podcast: “The Community Reinvestment Act in the Age of Fintech and Bank Competition ([link removed] ) ,” featuring Diego Zuluaga and Caleb O. Brown

Nuclear-Crossroads-social ([link removed] )

America's Nuclear Crossroads: A Forward-Looking Anthology ([link removed] )

America’s Nuclear Crossroads, a forthcoming anthology from the Cato Institute, is a useful reference tool for policymakers as they navigate an increasingly complex nuclear security environment. We are pleased to present three advance chapters from the anthology examining the U.S. nuclear modernization plan, missile defense’s impact on nuclear stability, and the challenges posed by Iran and North Korea.

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Download Carnegie Nuclear Policy Conference Chapters PDF ([link removed] )

- “America's Nuclear Crossroads: A Forward-Looking Anthology ([link removed] ) ,” edited by Caroline Dorminey and Eric Gomez

FEATURED ARTICLES

Republicans Turn Progressive ([link removed] )

Instead of fighting to hand over Western lands to the states, Trump signs a bill to buy up more of it.

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Congress Needs to Settle the Looming Cannabis-Regulation Fight ([link removed] )

The Supreme Court just ruled that states can’t enact protectionist alcohol laws. Congress should ensure that the same is true of cannabis in states where the drug is legal.

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Middle East Christians Suffer Still ([link removed] )

The allied victory over the Islamic State risks turning into another defeat for Middle Eastern Christianity.

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