Stop CRA Rollback Campaign Updates

NCRC ([link removed] )

Just News

for September 18, 2026

News and views from the National Community Reinvestment Coalition. Find more at ncrc.org ([link removed] ) .

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Stop CRA Rollback

NEW WEBINAR: Stop The CRA Rollback: What's At Stake And How To Fight Back

September 18, 2-3 pm ET

The Community Reinvestment Act is one of the most important tools communities have to hold banks accountable for investing, lending and providing services in low- and moderate-income communities. A new proposal puts an estimated $71 billion to $87 billion a year in community development financing at risk. Join NCRC’s President and CEO Jesse Van Tol and Senior Policy Advisor Kevin Hill to understand what the proposed changes could mean for your community. [Read more ([link removed] ) ]

NEW ANALYSIS: CRA’s New Benchmark Could Put 85% Of Current Community Development Activity At Risk

By NCRC

The proposed Community Reinvestment Act (CRA) rule would change how banks earn credit for community development activity outside their current assessment areas. The agencies would unlock that flexibility using a numerical threshold far below what large banks do today. The risk is that a benchmark created only to determine when outside-area activity can count becomes the de facto standard banks use to judge whether they have done enough community development. [Read more ([link removed] ) ]

Views

Investing In Community: Benjamin Rose Unlocks Homeownership For Aging Ohioans

By NCRC

In response to the proposed rule the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation recently announced, NCRC prepared a primer on key takeaways and how the proposal would weaken bank obligations to invest, lend and provide services in low- and moderate-income communities and reduce transparency and accountability. [Read more ([link removed] ) ]

News

NCRC Renames Fellowship For Equitable Development To Honor Irvin M. Henderson; New Cohort Announced For 2026-2027

By NCRC

The National Community Reinvestment Coalition (NCRC) has renamed the Fellowship for Equitable Development to the Irvin M. Henderson Fellowship as a way to honor the man who spent more than 30 years as a leader of its board of directors.

[Read more ([link removed] ) ]

NCRC, Woodstock Institute Are Pleased With Enova’s Bank Application Withdrawal

By NCRC

The National Community Reinvestment Coalition (NCRC) and the Woodstock Institute (Woodstock) strongly advocated against the merger and welcome this news. In addition to making multiple requests with other groups to meet with Enova and the Federal Reserve, the organizations submitted comment letters to the Federal Reserve and the Office of the Comptroller of the Currency (OCC) strongly opposing Enova’s merger and bank holding company applications. [Read more ([link removed] ) ]

Research

Racial Wealth Snapshot Series: Economic Outlook Overview For The Asian American Community

By Joseph Dean

The Census Bureau counted 1.5 million Asians and Pacific Islanders in 1970, which rose to 3.7 million in 1980 and to 7.3 million by 1990. However, the Bureau cautions that part of that growth reflects changes in the Census’ race categories rather than a true spike in population for these groups. In 1970, there was no Asian category at all. The Census counted Japanese, Chinese, Filipino, Korean and Hawaiian as separate races, classified Asian Indians as White and placed Vietnamese under “Other race,” with no option to report more than one race. [Read more ([link removed] ) ]

Preventing Hyperscale Harm: Analyzing the Potential Impact of Opportunity Zones 2.0 in Rural Communities Experiencing Accelerating AI Data Center Construction

By Simon Wang, Bruce C. Mitchell, PhD and Jad Edlebi

Recent changes to a federal community development initiative called the Opportunity Zones (OZs) program could provide economic incentives for AI companies to develop hyperscale data centers in rural areas of the country. NCRC has analyzed which rural communities could become targets for AI data center development. [Read more ([link removed] ) ]

Events

Heirs’ Property Practicum: Client-Ready In One Session

September 22, 2-3:30 pm ET

Heirs Property Can Be Complicated. Your Counseling Doesn’t Have to Be. Join us for this webinar to gain practical, client-focused tools to help navigate one of the most challenging housing and property issues facing families today. This hands-on session will help you better understand heirs property, recognize potential issues, and confidently support clients as they explore pathways toward protecting their housing and property interests. Walk away ready to put what you learned into practice.

[Register Here ([link removed] ) ]

Advancing Strategies For HECM Programs: Enhancing Counseling, Client Outcomes & Program Effectiveness

September 24, 2-3:30 pm ET

This 90-minute advanced continuing education webinar is designed to equip experienced HECM counselors with practical strategies for navigating complex borrower circumstances and strengthening client-centered counseling. Participants will explore advanced assessment techniques, HECM decision-making, alternatives analysis, long-term financial and housing considerations, complex household scenarios, counselor boundaries, documentation, and risk management. [Register Here ([link removed] ) ]

In The News

What’s At Risk Under The CRA Proposal And How Communities Can Respond

By Jesse Van Tol, Shelterforce

NCRC says proposed CRA changes could lead large banks to treat a 0.625% Tier 1 capital benchmark as a target. Its analysis of 69 banks estimates annual activity could fall from $102 billion to $14.8 billion, or about 85% lower. [Read more ([link removed] ) ]

CRA Overhaul Could Put 85% Of Community Development At Risk, NCRC Says

By Sarah Wolak, HousingWire

NCRC says proposed CRA changes could lead large banks to treat a 0.625% Tier 1 capital benchmark as a target. Its analysis of 69 banks estimates annual activity could fall from $102 billion to $14.8 billion, or about 85% lower. [Read more ([link removed] ) ]

A Critical Few Weeks Ahead For Community Development Finance

By Oscar Perry Abello, Next City

By shifting which banks fall into each category, roughly 814 banks would no longer be evaluated for community development activity, and another 417 banks would face reduced community development scrutiny after dropping down from the large level to the intermediate level, according to the National Community Reinvestment Coalition. [Read more ([link removed] ) ]

Resources

Work And Meet At The Just Economy Club

It's a DC hub for nonprofits and the social sector, around the corner from the White House. Move your team into a private office or host your meetings and events. [Read more ([link removed] ) ]

Learning & Training Hub

Register for NCRC's catalog of professional development courses. [Learn ([link removed] ) more ([link removed] ) ]

Research And Reports

We have an extensive library of research and reports that dates back many years! [View all ([link removed] ) ]

Fair Lending Tool

Use our interactive tool to produce a report on mortgages, small business lending and bank branch networks for any city, county or metro area in the nation. [Access the tool here ([link removed] ) ]

Sign And Share The Just Economy Pledge

Help us expand the movement for a Just Economy. [Sign and Share ([link removed] ) ]

Member Hub

NCRC members: Don't forget you have access to our member hub ([link removed] ) ! Learn more about membership here ([link removed] ) . You can join as an organization or an individual ([link removed] ) .

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