NEW WEBINAR: Stop The CRA Rollback: What's At Stake And How To Fight Back
September 18, 2-3 pm ET
The Community Reinvestment Act (CRA) is one of the most important tools communities have to hold banks accountable for investing, lending and providing services in low- and moderate-income communities. A new proposal puts an estimated $71 billion to $87 billion a year in community development financing at risk. Join NCRC’s President and CEO Jesse Van Tol and Senior Policy Advisor Kevin Hill to understand what the proposed changes could mean for your community. [Register Here]
NEW ANALYSIS: CRA’s New Benchmark Could Put 85% Of Current Community Development Activity at Risk
By NCRC
The proposed Community Reinvestment Act (CRA) rule would change how banks earn credit for community development activity outside their current assessment areas. The agencies would unlock that flexibility using a numerical threshold far below what large banks do today. The risk is that a benchmark created only to determine when outside-area activity can count becomes the de facto standard banks use to judge whether they have done enough community development. [Read more]
The Proposed 2026 CRA Rollbacks: Key Takeaways And Why It Matters
By NCRC
In response to the proposed rule the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation recently announced, NCRC prepared a primer on key takeaways and how the proposal would weaken bank obligations to invest, lend and provide services in low- and moderate-income communities and reduce transparency and accountability. [Read more]
Research
Racial Wealth Snapshot Series: Economic Outlook Overview For The Asian American Community
By Joseph Dean
The Census Bureau counted 1.5 million Asians and Pacific Islanders in 1970, which rose to 3.7 million in 1980 and to 7.3 million by 1990. However, the Bureau cautions that part of that growth reflects changes in the Census’ race categories rather than a true spike in population for these groups. In 1970, there was no Asian category at all. The Census counted Japanese, Chinese, Filipino, Korean and Hawaiian as separate races, classified Asian Indians as White and placed Vietnamese under “Other race,” with no option to report more than one race. [Read more]
Preventing Hyperscale Harm: Analyzing the Potential Impact of Opportunity Zones 2.0 in Rural Communities Experiencing Accelerating AI Data Center Construction
By Simon Wang, Bruce C. Mitchell, PhD and Jad Edlebi
Recent changes to a federal community development initiative called the Opportunity Zones (OZs) program could provide economic incentives for AI companies to develop hyperscale data centers in rural areas of the country. NCRC has analyzed which rural communities could become targets for AI data center development. [Read more]
Events
Shelterforce: Building Homes And Communities For When We Age
September 16, 3-4 pm ET
In this webinar, which builds on Shelterforce’s recent Under the Lens series—Housing in an Aging Society, panelists will discuss how households are adapting to the realities of growing older, and the housing policies and solutions that can help support aging safely, affordably, and connected to one another.[Register here]
Reclaiming Our Narrative: Independent Media And The Road To The Midterms
September 17, 8-10 am ET
Join URL Media, NCRC and the Washington Association of Black Journalists on Thursday, September 17, during Congressional Black Caucus Foundation Annual Legislative Conference week for a high-impact breakfast reception bringing together leaders across media, policy, advocacy, business, philanthropy, and civic life. [Register Here]
In The News
As Feds Retreat, California Boots Fair-Lending Enforcemene
By Nathan Place, American Banker
The National Community Reinvestment Coalition, a Washington, DC-based advocacy group, also hailed the California bill as a step in the right direction. "Given the persistent deregulatory efforts at the federal level, it is refreshing to see," Tara Flynn, the NCRC's policy director, told American Banker by email. "It is an important first step, but there is more to do." [Read more]
Dems Test New Data Center Attack
By Calen Razor, Politico
An analysis from the National Community Reinvestment Coalition published this month figures 14% of data centers are in Opportunity Zones, while 17% of those in the works are similarly situated.[Read more]
Resources
Work And Meet At The Just Economy Club It's aDC hubfor nonprofits and the social sector, around the corner from the White House. Move your team into a private office or host your meetings and events.[Read more]
Learning & Training Hub Register for NCRC's catalog of professional development courses.[Learn more]
Research And Reports We have an extensive library of research and reports that dates back many years![View all]
Fair Lending Tool Use our interactive tool to produce a report on mortgages, small business lending and bank branch networks for any city, county or metro area in the nation. [Access the tool here]
Sign And Share The Just Economy Pledge Help us expand the movement for a Just Economy. [Sign and Share]
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