First Financial CBA Addendums, new redlining research, and more! ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­  
NCRC

Just News

for May 8, 2026

 

News and views from the National Community Reinvestment Coalition. Find more at ncrc.org.


For continuous updates, follow us on Twitter, Facebook, LinkedIn, Instagram and TikTok.

Announcement

 

NCRC And First Financial Bank Announce $170 Million In Community Development Goals For Chicago And Northeast Ohio

By NCRC

Since 2016, NCRC has facilitated more than 30 community benefits plans with bank groups that committed more than $600 billion for mortgage, small business and community development lending, investments and philanthropy in LMI and under-resourced communities. [Read more]

News

 

NCRC Urges OCC To Address Risks In GENIUS Act Proposed Rule

By NCRC

“Any final stablecoin rule issued by the OCC must address the significant risk of deposit flight, the impact on community investment and lending and the current massive consumer fraud losses,” said NCRC Policy Director Tara Flynn. [Read more]

 

NCRC Statement On Supreme Court Voting Rights Act Decision

By NCRC

“Wednesday’s Supreme Court decision weakening a core provision of the Voting Rights Act is a severe setback for low- and moderate-income communities and communities of color who already face systemic barriers to economic opportunity," said NCRC President and CEO Jesse Van Tol. [Read more]

Views

 

Economic Mobility On The Ground: Native Entrepreneurship And Trust-Based Capital

By Doug Mollett 

When Roddell Denetso launched Black Streak Apparel in 2021 in Shiprock, New Mexico, he was not thinking about Netflix or LeBron James. He was thinking about his community and about building something that could outlast any single moment. Luckily, he was connected to NCRC member organization Change Labs, a Shiprock-based small business training center. [Read more] 

 

Market Volatility And Housing Instability: How Student Housing Demand Is Reshaping North Philadelphia

By Bianca Talarico

North Philadelphia neighborhoods surrounding Temple University have long been shaped by the intersection of student housing demand, investor activity and systemic housing inequities. Rising property values and suspicious real estate transactions are now creating financial pressures that threaten the stability of longstanding residents while reshaping the student housing market.[Read more] 

 

More Than Capacity: How FED Fellows Help Communities Grow and Thrive

By Dia Henderson

NCRC is excited to announce the host organizations selected for this year’s NCRC Fellowship. These organizations are driving real change in their communities, from advancing community health and wellness to expanding economic opportunities. Graduate students eager to make an impact, gain hands-on experience, professional mentorship and the opportunity to contribute to strengthening communities can apply until May 8, 2026. [Read more] 

Research

 

Redlined Then, Burdened Now: New Research On The Connections Between Land Use And Mental Health

By Bruce C. Mitchell

A large body of research links these kinds of exposures to a wide range of health concerns. Air pollution is associated with millions of premature deaths globally each year alone and is tied to heart and lung disease, especially in communities located near industrial activity and heavy traffic. Researchers are also increasingly documenting links between environmental conditions and mental health. [Read more]

 

Racial Wealth Snapshot Series: Overview Of Latino American Economic Outlook

By Joseph Dean

Latino household wealth has grown over time but remains far below the wealth of non-Latino White households. In 2022, the median Latino household had a net worth of $62,120 compared to $284,310 for White households. [Read more]

Videos

 

Jesse Van Tol’s Keynote Speech At The 2026 Just Economy Conference

By NCRC

"Reverend Jackson didn’t fail the movement. We did. In the aftermath of our great victories in the 60s and 70s, we went to work. We took our victories, the Civil Rights Act of 1964, the Voting Rights Act, the Community Reinvestment Act, and we went to work. We professionalized the movement. We built nonprofits, and we did the work. Not as a movement, but as an industry. But as we built, we became victims of our own success." [Watch here]

 

Michael Barr – 2026 Just Economy Conference

By NCRC

"We can’t rest on the past. We can’t say CRA has done enough. All of you know that there are capital access needs in your communities that are not being met, and so I think you know it’s it’s most important that we as a country agree that the goals that we have, the shared goals we should have would be to making sure that homeowners have a chance to buy their first home, that small businesses have a chance to grow, that community development organizations have the capital they need to revive their communities, and if we can kind of work on building that shared goal as a society, maybe then we can start to think about the technical work that has to happen under CRA." [Watch here]

 

The Future Of Civil Rights Panel – 2026 Just Economy Conference

By NCRC

Hear civil rights leaders Lisa Rice (President and Chief Executive Officer of the National Fair Housing Alliance), Reed Colfax (Co-Managing Partner at Relman Colfax), Mikael Rojas (Partner with Outten & Golden) and NCRC board chair and civil rights attorney Carol Johnson in a panel titled “The Future of Civil Rights” that explores how attendees can advance fair housing and equal opportunity in their respective communities. [Watch here]

 

Skye Perryman – 2026 Just Economy Conference

By NCRC

"I think we, when we think about democracy, people think too small. And you said it right. They think about voting. They think about elections, they think about institutions. But what democracy is is the promise that we are going to build a society where all people can thrive, and so anything that threatens that promise, that seeks to keep that promise from being a reality, in our view, at Democracy Forward, and I think probably I share this with all of you, is a threat to the democratic way of life, to democracy, to the idea that we as a people get to be in charge of what happens next." [Watch here]

 

Rep. Bill Foster – 2026 Just Economy Conference

By NCRC

"You know, we’re really at a pivotal moment for fair lending, for access to housing and community investment. We’re also seeing the emergence of exciting and terrifying new technologies that have the potential to reshape financial services, specifically the emergence of artificial intelligence and agentic commerce." [Watch here]

Events

 

Financial Analysis & Housing Counseling Math Essentials: A HUD Aligned Math Virtual Learning Experience 

May 19-21, 2 - 5 pm ET

Join this three-day virtual course designed to help housing counselors build the math and analytical skills needed to meet HUD standards. Through interactive exercises, real-world scenarios, and live problem-solving, you’ll learn how to perform accurate financial analyses, calculate affordability, and assess client readiness across rental, pre-purchase, and foreclosure prevention situations. [Register here]

 

Opportunity Zones 2.0: What You Need To Know and How To Act Now

May 20, 1:00 pm ET

Opportunity Zones 2.0 (OZ 2.0) is an updated federal investment incentive program created under the 2025 One Big Beautiful Bill Act (OBBBA). It provides tax benefits to encourage private investment in low-income census tracts. OZ 2.0 will shape the community investment landscape for the next decade. [Register here]

 

Foreclosure Prevention: Practical Mitigation for Housing Counselors 

May 28, 2 - 3:30 pm ET

Navigating evolving servicing rules and complex financial challenges requires sharp, practical skills. This 90-minute workshop equips housing counselors to confidently guide homeowners from early delinquency through foreclosure, with a focus on assessing hardship, determining affordability, and identifying the best retention or exit strategies. [Register here]

In The News

 

When The Feds Step Back on Fair Housing, Can States Step Up?

By Minhae Shim Roth, Shelterforce

“As we see the federal government repeal previous rules or extend times between examinations, states can push back on that,” says Kevin Hill, senior policy advisor at the National Community Reinvestment Coalition. [Read more]

 

You Could Be Losing Thousands Every Time You Change Jobs

By Michelle Singletary, The Washington Post

The median net worth for Black households is $44,100, compared with $284,310 for White households. For every dollar of wealth a White family has, a Black family has only about 15 cents, according to the National Community Reinvestment Coalition. [Read more]

Resources

Work And Meet At The Just Economy Club
It's a DC hub for nonprofits and the social sector, around the corner from the White House. Move your team into a private office or host your meetings and events. [Read more]

Learning & Training Hub
Register for NCRC's catalog of professional development courses. [Learn more]

Research And Reports
We have an extensive library of research and reports that dates back many years! [View all]

 

Fair Lending Tool
Use our interactive tool to produce a report on mortgages, small business lending and bank branch networks for any city, county or metro area in the nation. [Access the tool here]

 

Sign And Share The Just Economy Pledge
Help us expand the movement for a Just Economy. [Sign and Share]

 

Member Hub
NCRC members: Don't forget you have access to our member hub! Learn more about membership here. You can join as an organization or an individual.

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