From WA OIC <[email protected]>
Subject Why it’s time to modernize Washington’s insurance fraud laws
Date February 9, 2026 6:16 PM
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A note from Commissioner Kuderer



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Why it’s time to modernize Washington’s insurance fraud laws
 

 

The state law that created my office’s Criminal Investigations Unit (CIU) passed in 2006.

The basic rules that established how we combat insurance fraud by recommending charges under RCWs not specific to insurance haven’t changed in 20 years, but the capabilities of the criminals committing that fraud certainly have. Those schemes cost insurance companies more than $300 billion a year — $300 billion that gets passed on to consumers in the form of rate increases.

That’s why my office requested House Bill 2394 [ [link removed] ] (and its companion bill, Senate Bill 6031 [ [link removed] ]) this year. The bill categorizes insurance fraud as a Class B felony and strengthens our ability to catch and prosecute the people committing these crimes.


* *Read Patty’s Takes: Why it’s time to modernize Washington’s insurance fraud laws [ [link removed] ]*
       


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