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Most retirees think tax planning is a year-end activity.
In reality, February through April is one of the most important planning windows of the entire year — especially now that the 2026 tax brackets are published and future income pressure is becoming easier to see.
This short window is when retirees still have control. Once Required Minimum Distributions begin, flexibility drops sharply — and higher tax brackets often become unavoidable.
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Poll Of The Day |
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Have you ever made a tax move early in the year to reduce future taxes? |
| Yes |
| No |
| Unsure |
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Fun Fact Of The Day |
Retirees who deliberately fill lower tax brackets early often pay less in lifetime taxes — even if they never “avoid” taxes in any single year. |
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