Why Strategic Side Gigs Could Be the Smartest Retirement Move

Yesterday, we dug into how to pass on your wealth without letting the IRS take a bite out of your legacy. Today, let’s talk about something a lot of retirees are doing—but few are planning for in advance: working part-time in retirement.

Now, before you roll your eyes, this isn’t about being forced to flip burgers at 72. This is about strategically leveraging part-time work to enhance your retirement lifestyle, delay withdrawals, and stretch your savings further—on your own terms.

Here’s the deal: Americans are living longer than ever. If you retire at 65, you may need your nest egg to last 25–30 years. That’s a long time to go without any earned income. And even with Social Security and a well-built portfolio, market volatility, inflation, and unexpected expenses can throw your plans off track.

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