The Retirement Real Estate Trick That Pays You to Stay Home

Last time, we unpacked how gold has become a go-to hedge for retirees protecting themselves from inflation and the dollar’s decline. Today we pivot to a newer but fast-growing strategy: house hacking in retirement.

It might sound like something for millennials or side hustlers—but more retirees are catching on. At its core, house hacking simply means using part of your primary residence to produce income. And for those entering retirement on a tighter budget, it can be a lifeline.

Let’s say you own your home outright—or most of it. You’ve got an extra bedroom, a finished basement, or even a garage apartment. With the right local setup and zoning, that space can turn into a steady monthly income stream by renting it out long-term or through short-term platforms like Airbnb or Vrbo.

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