For many retirees, their house is their largest asset — and their least useful one.

The equity just sits there, doing nothing for cash flow, while retirement expenses keep rising. But in 2026, a combination of higher limits and friendlier rates is causing more retirees to take a fresh look at a once-misunderstood tool: the reverse mortgage.

Used correctly, it can turn a home into a flexible retirement paycheck — without selling, downsizing, or giving up control.

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Poll Of The Day

Fun Fact Of The Day

Many retirees who use reverse mortgages strategically don’t draw income immediately — they establish them early so the available credit can grow and be used later, when flexibility matters most.