Many retirees donate to charity the same way they always have:

They write a check.

But starting in 2026, that habit could be costing generous retirees thousands of dollars a year in unnecessary taxes.

Thanks to higher limits on Qualified Charitable Distributions (QCDs), retirees now have a far more tax-efficient way to give — one that reduces income, satisfies Required Minimum Distributions (RMDs), and can even help keep Medicare premiums lower.

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Is this the most explosive scandal yet? The full story inside

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Fun Fact Of The Day

Because QCDs reduce income before taxes are calculated, they can lower total retirement costs even for retirees who no longer itemize deductions.