Most retirees plan for housing and groceries — but healthcare is the expense that sneaks up and does the real damage.

Medical costs don’t hit all at once. They rise slowly, year after year, until they quietly reshape your entire retirement.

Here’s how to stop healthcare from blowing up your plan.

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Fun Fact Of The Day

Fidelity estimates the average retired couple will spend hundreds of thousands of dollars on healthcare over retirement — and that figure does not include long-term care costs.