Happy holidays.

I want to share how grateful I am to have you on this team — and also share a movie recommendation if you’re open to it.

Bruce and I named our dog Bailey after George Bailey in It’s A Wonderful Life. We had hoped that our Bailey would be as kind and loyal as the fictional George Bailey — and that he would also stand up to Big Bank executives.

This time of year, thinking about George Bailey’s big-hearted grit, I think about all the Americans who dig deep every day to take care of the people they love and strengthen our communities. Everyone who’s taking time this holiday season to volunteer at a food bank. Everyone who makes it a mission to get to know their neighbors and look out for them. Everyone who’s squaring their shoulders, clearing their throats, and speaking out against the Mr. Potters of the world.

That’s what this team is all about.

Bruce, Bailey, and I are wishing you and your loved ones a happy, healthy, wonderful holiday.

Thank you for all that you do. And thanks, as always, for being a part of this.