Most retirees don’t run out of money because they saved too little — they run out because everything sits in one big, stressful pile.

But there’s a simple way to create order, calm your nerves, and make your savings last decades longer.

It’s called the bucket strategy, and it turns your retirement plan into a clear, paycheck-like system.

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Poll Of The Day

Do you divide your retirement savings into multiple “buckets”?

Yes
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No
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Unsure
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Fun Fact Of The Day

Behavioral research shows retirees with bucket-based plans report 35% less stress during market downturns than retirees using a single large portfolio — even when both strategies earn similar returns.

American Retirement Insider

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