Housing affordability did not collapse because people suddenly got greedy. It did not collapse because young people buy lattes. It did not collapse because builders forgot how to build houses.
It collapsed because we stacked policy decisions on top of human incentives and then acted shocked by the outcome.
I sat down with Jasson Farrier , who spends his days buried in housing data across Ohio and the broader Midwest, to cut through the narratives and talk about what is actually happening. Not the vibes. Not the headlines. The mechanics.
