Kuderer issues emergency order to provide relief to consumers impacted by recent flooding
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OLYMPIA, Wash. — Insurance Commissioner Patty Kuderer issued an emergency order to provide relief to Washington policyholders after the recent atmospheric river and winter weather event last week. Her order is in effect from Dec. 15, 2025 to Feb. 12, 2026, and applies to all property and casualty insurers operating in Washington state.
It directs insurers to:
Provide 45-day grace periods for premium payments and waive all late fees and reinstatement fees.
Not cancel a policy for nonpayment unless directed to do so by the policyholder.
Extend the nonrenewal notice period from 45 days to 120 days before the expiration date of the policy.
This email was sent to [email protected] using GovDelivery Communications Cloud on behalf of: Washington State Office of the Insurance Commissioner · PO Box 40255, Olympia WA 98504-0255
