The biggest surprise in retirement isn’t the free time — it’s the income gap that appears the moment your paycheck stops.

And for millions of retirees, that gap is bigger than expected.

But you can build a monthly paycheck of your own that feels just as reliable as the one you left behind.

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Is Cash the Biggest Risk to Your Wealth Right Now?

Holding large sums of cash might feel secure — until rising costs and shrinking value sneak up on you. Learn what many are doing instead to keep their money’s real value intact. Learn more →

Poll Of The Day

Fun Fact Of The Day

The average retired household replaces only 78% of its working income — but retirees who combine Social Security timing with dividend income and bond ladders regularly replace 90% or more, giving them far greater confidence and spending stability.