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It’s that time of year again. Mince pies. Charity appeals. And A Christmas Carol.

 

Because you can’t deny it John, Charles Dickens picked a perfect villain for his Christmas tale: a banker. Responsible for doling out crippling debts, soaring mortgage payments, and awful working conditions - a character prime for redemption - that’s spawned hundreds of adaptations and remakes. 

 

Sadly, it isn’t all fiction. Money *is* power. And not just having lots of it, but who has control over creating and distributing it around our economy. [1]

 

Right now, banks are using their power to keep money flowing to deadly fossil fuels, chasing short-term profits for their shareholders, and driving up house prices. [2] They gamble on our future, knowing no matter how much they bet, governments will always bail them out. 

 

Only if enough people join forces, can we ever hope to first resist, reduce, and finally, overcome the power imbalance between big finance and the rest of us. Every person who joins Positive Money strengthens this movement, and every new donor increase our chances of winning. 

 

That’s why, this December, we’re looking for 100 new regular donors to step up so together we can head into 2026 stronger than ever before.  

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There’s no time to wait for individual bankers to change their ways John. We can’t rely on ghosts and spirits - we need the government, the Bank of England, and regulators to do it for them - and for us. 

 

Because despite the 182 years that have passed since a Christmas Carol was published, our economic system is still driving inequality, poverty, and homelessness in the UK today.

 

Positive Money exists to redesign our money and banking system to put people and planet above profit. We rely on the generosity of supporters to run campaigns and seize media moments to push back against the power big finance has over our economy and democracy. [3] 

 

Having regular donations every month provides us with a solid foundation to build on and strategise with. Because unlike the big banks we don't have deep pockets, so we can't do this without your help - and your hope.

 

Hope together that one day, we can have a Christmas without Scrooges. 

 

If you can John, please make a regular donation today. It only takes a few minutes to boost Positive Money’s power for years to come. 

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Thank you for all your support,

 

Hannah

Hannah Dewhirst

Head of Campaigns, Positive Money

 

P.S. If you’d rather just make a one-off donation this time around, you can do that here.

 

 

Notes:

[1] Positive Money: How is bank lending shaping the economy?

[2] Banking on Climate Chaos: Fossil Fuel Finance Report 2025

     Positive Money: How is bank lending shaping the economy?

     Positive Money: Banking on Property

[3] Positive Money: The Power of Big Finance

Positive Money relies on donations from generous individuals like you to carry out our work to redesign our economic system for social justice and a liveable planet.
Please will you make a secure donation now so together we can win sooner?

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