| Hello John, Affordability has become the hot topic in Washington, and nowhere is it more important to bring prices down than in health care. For decades, health care costs have outpaced inflation by a healthy margin. Today, health care costs can eat up more than 20% of the average American family budget. The Affordable Care Act (also known as Obamacare) was supposed to fix this, but failed miserably. And a government takeover of the entire system, like Medicare for All, would only make things even more expensive with enormous new taxes. 🩺 We need a new approach. Enter President Trump, who has echoed an approach to health care that we’ve been advocating for years: fund people, not insurance companies. Last week, the president declared: “We want a health care system where we pay the money to the people instead of the insurance companies.” The next day, he added: “Republicans should give money directly to your personal health savings accounts.” Here’s a good place to begin putting the president’s idea into action — pass the HSA ACCESS Act, introduced by U.S. Reps. Greg Steube and Kat Cammack of Florida. - This innovative legislation would empower 5 million lower-income Americans to take control of their health care by allowing them to redirect a portion of their ACA subsidy into a tax-advantaged health savings account.
- Funds put into an ACCESS HSA could be used to pay for qualified medical expenses, even ones not covered by insurance, and would ensure access to affordable, quality care comparable to what wealthier families have.
But it gets better. Here’s why HSAs are a game changer for your health care. At the end of the year, unspent funds in the HSA would roll over to the following year, allowing low-income families to build a nest egg for future expenses. And based on Congressional Budget Office estimates, the HSA ACCESS Act would save taxpayers over $55 billion in its first 10 years. It’s a win-win! Here’s a breakdown of the benefits of this legislation. - Freedom to choose: Enrollees can use their HSA funds on services and providers that meet their unique needs — even those not covered by traditional insurance.
- Affordability: Saves taxpayers $30 billion over the next decade.
- Flexibility: Account holders can save or invest unused HSA funds for future health care expenses, giving them greater peace of mind.
- Anti-fraud protection: Safeguards ensure funds are used exclusively for qualified medical expenses.
By empowering individuals to take control of their health care dollars, the HSA ACCESS Act reduces dependence on insurance companies and increases competition among providers. And when health care providers compete, costs go down for everyone. So, it’s no wonder the HSA ACCESS Act enjoys widespread popular support. One poll found that 82% of Americans, including majorities across political affiliations, back the HSA ACCESS Act — a rare moment of consensus in today’s divided climate. This is your chance to advocate for commonsense health care reform that funds patients, not insurance companies. By supporting the HSA ACCESS Act, you are championing a plan that delivers impact where it matters most — directly to individuals and families who need it. Contact your representatives in Washington today and urge them to support the HSA ACCESS Act. | 
