A rare opportunity is closing fast — and retirees who act before December 31 can lock in one of the biggest tax-saving strategies of the year.

Right now, a weak market isn’t a setback. It’s a discount.

And the smartest investors are using it to build tax-free wealth for life.

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Fun Fact Of The Day

Roth IRAs were created in 1997, and the very first year they were available, investment advisors noticed a pattern: retirees saved the most tax when converting during market dips — a strategy still used today.